PC Cash+ or Altitude Go to Altitude Reserve

xenon3030 · ‎09-15-2023

Is it feasible to PC Cash+ (or Altitude Go) to Altitude Reserve?

Does it require having a checking account with US Bank?

PS: Both cards are more than 1 year old.

Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.

Anonymous · ‎09-15-2023

@xenon3030 wrote:
Is it feasible to PC Cash+ (or Altitude Go) to Altitude Reserve?

Does it require having a checking account with US Bank?

PS: Both cards are more than 1 year old.

Just the bolded part: No, AR originally required a "relationship" but a credit card with them was fine. Then they dropped the relationship requirement anyway.

Don't know about PC in this case.

ptatohed · ‎09-15-2023

If (big if) I was going to get a card with a $400 AF, I would not want to lose out on the $500 - $750 intro bonus!

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

Anonymous · ‎09-15-2023

@ptatohed wrote:
If (big if) I was going to get a card with a $400 AF, I would not want to lose out on the $500 - $750 intro bonus!

Unlike some others, the $325 AF credit on this card is actually easy! Dining and travel (although narrower version of travel than CSR) count, so for many, the effective AF really is $75.

xenon3030 · ‎09-15-2023

Since I am 4/24, I was thinking that I might need one Chase card . Anyway, I may go directly for an application for AR instead of PC and wait for another half a year to become 4/24 again.

Is there any limitation on the maximum number of US Banks that a person can have? I have 3 main US Bank cards (2x Cash+, 1x Altitude Go) and 1 co-branded card (Ralphs).

Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.

imaximous · ‎09-15-2023

I've read plenty of posts on other sites where people shared that they received the SUB after doing a PC with US Bank -- particularly PC'ing to the AR.

ptatohed · ‎09-15-2023

@imaximous wrote:
I've read plenty of posts on other sites where people shared that they received the SUB after doing a PC with US Bank -- particularly PC'ing to the AR.

Now, I definitely learned something today!

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

Marmon37 · ‎09-15-2023

When you call if they say you can product change to that card you will still receive the Bonus. I just product change the Cash Plus to the Reserve on Aug 20 th and I received my bonus this week.

Marmon37 · ‎09-15-2023

My annual fee just posted on my leverage. I will product change to the Connect Business.

xenon3030 · ‎09-15-2023

@Marmon37 wrote:
When you call if they say you can product change to that card you will still receive the Bonus. I just product change the Cash Plus to the Reserve on Aug 20 th and I received my bonus this week.

Sounds quite interesting. I have 2x Cash+ cards and I barely use them, due to their sparse coverages of the categories.

If I succeed to PC my Cash+, does the card get convereted immediately to AR? Or shall I wait to receive the AR card at home by snail mail (~3-4 weeks) and afterward, start to put some spends on it to be able to get the SUB?

Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.