PC from CSP to CFF?

[MachoHombre]

Wondering if I can Product Change from my Chase Saphire Preferred to Chase Freedom Flex?

Ramble:

Have had the CSP for a few years, I'm not in the Chase ecosystem, hence it only gets the occassional swipe (typically for personal rental car).    While not a high Annual Fee, the $95 does not pencil out for *me*.    

It's my only Chase product, I'd like to keep a toe in the water with them so I'm hoping to change to a card that will keep my engaged with them, without creating a new account and no AF.   The Flex seems like it might be a decent choice and I'd swipe it at least occassionally when the calendar incentives line up.

Any wisdom appreciated.    BTW just paid my rewewal (Feb statement) on the CSP.

[Yasselife]

Sounds like a good strategy. I have done it many times, @MachoHombre 

[SweetCreditObsession]

I don't think it'd be a problem. 

I understand not wanting to pay an annual fee, especially for a card you don't use often. 

You can get a solid answer by reaching out to Chase..even via chat. 

Keep us posted on what you opt to do. Best wishes!

[805orbust]

Make it happen.  The FF is a great card.  One of my faves for the cash back.  Easy peasy.  PLUS you won't have to think about that AF again.  I'm all for simplicity.

[WasteMgmt]

Should easily be done by a call or through the online messaging center. Seen multiple ppl do it and I plan on doing the same this summer. 

[SpaceCityCCuser]

They will probably have to issue you a new card number, switching from Visa to MC, so keep that in mind. Might loose your history. But I've seen many DPs stating this is possible. I think the only PC rule with Chase is you can only PC within the same family of cards, in this instance personal UR cards.

[Janneman]

Don't know its called PC or relocation of CL, but I tried to relocate entire CL from my Sepphire to ny Freedom card, and close out Sepphire card, Representative said that they can do it...no problem but I would lose $1k limit as this much has to be left on Sepphire when closing out.

Now, PC might be different wherein you could be able to relocate whole CL to the card that you are looking for. On many other sites its suggested that you could ask for PC to Freedom original...I think so...

[ptatohed]

$95 is not a high annual fee?  

[Janneman]

---

@ptatohed wrote:

$95 is not a high annual fee?  

---

to ME.. its

[MachoHombre]

---

@SpaceCityCCuser wrote:

They will probably have to issue you a new card number, switching from Visa to MC, so keep that in mind. Might loose your history. [snip]

---

Ah, that might be a good point.   So what negatives are in play if I have to get a new card number?   Does the  change from Visa to MC mean a new account number -and if so does this mean I lose history and perhaps affects CRA/credit score.    hmmm.....   Not worth a new account on my credit report.

**Any wisdom appreciated.