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2018 Dec Starting Score: 700












The no AF QS card is one of the absolute best cards you could be using to rebuild with, congratulations on your PC! Cap1 values relationships over scores in a lot of ways, keep plugging away with them and they will treat you very well!










@Anonymous wrote:I clicked on a upgrade link on here and I was upgraded from Platinum card to regular Quicksilver. Everything the same just cash back. So now I have the Quicksilver, Quicksilver One, and Walmart card. Payed Off 2 collects. Have to work on deleting 1 from my report. One will be deleted soon.Hopefully this will help my score. I'm kinda of happy given that it's been a process to get credit. No other company will give me credit cards. Next I will work on student loans to bring DTI down.
Something Cap 1 bashers should keep in mind the next time they whine about not getting a CLI on a card they hardly or never use to pad their overall UTIL.
Cap 1 is an EXCEPTIONAL CC lender that serves the widest swath of credit card users. This success story is yet another reason they play an invaluable role for credit building and maintenance.