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PNC CLI

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Cory88
Frequent Contributor

PNC CLI

I'm new to PNC CC and my cash card is about to hit 6m old in Sep 2020 and do they do an automatic CLI on the account most of the time and are they still doing any with everthing that is going on? My EX FICO 9: 790 (Thiers) at 12.5k CL now.

Message 1 of 5
4 REPLIES 4
recoveringfrombk7
Established Contributor

Re: PNC CLI

DH got one last month.  I think he went 12.5 -> 17.  He is paying down a BT that was over 7k, now at about 2500.  They are SP.











Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.
Message 2 of 5
Anonymous
Not applicable

Re: PNC CLI

My PNC cash card started at 17.5K in 2017 and that's where it sits now. I didn't get an automatic CLI and was denied a requested CLI for reason of not utilizing current CL. So I would think CL utilization is a factor with getting an auto or requested CLI.

Message 3 of 5
JNA1
Valued Contributor

Re: PNC CLI

Mine started at $5K and I got a $3K CLI up to $8K at 6 mos. I did request the CLI and it was a SP.
Our credit card journey started 3/2018


Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

Message 4 of 5
TSlop
Valued Contributor

Re: PNC CLI

My PNC Points card auto CLI from ~$3k to $12.5k since 2006. I believe the auto CLIs were mostly early on, so I don't know if they are still doing it as much. I also started using it less since around 2014, so the auto CLIs have ceased.

Message 5 of 5
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