PNC Pre Selected Offers

[user979797]

Hello. When I logged into my PNC online banking account I had my first offer from them pop up for the Cash Back Rewards Card. It had a listed APR of 19.49% but no credit limit was listed. How solid are these pre selected offers with PNC? Thank you in advance for any replies or info about this  

[Guyatthebeach]

User979797,

PNC's pre-selected offers are just hit or miss offers in my opinion. I had a offer for a credit card and it was approved.  Months later I had an offer for a loan and it was declined. 

I still think highly of them, but I don't trust those pre-selected offers.

Guyatthebeach

[Kforce]

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@Guyatthebeach wrote:

User979797,

PNC's pre-selected offers are just hit or miss offers in my opinion. I had a offer for a credit card and it was approved.  Months later I had an offer for a loan and it was declined. 

I still think highly of them, but I don't trust those pre-selected offers.

Guyatthebeach

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^^^^ This

I believe almost all pre-selected offers are advertising and  "hit or miss"

[fury1995]

I don't think they have preapprovals, just invitations however, the last one I received from PNC was approved at $20k.

[coldfusion]

PNC love-bombed me with mailed pre-selections when they were starting to line up their footprint expansion into New England, none of them included any hint at a proposed limit.  I went 3-for-3 with instant approvals, last one was a $30K Cash Rewards card.