PSECU Credit Card

[urluckypenny1]

Looking for some opinions on PSECU, I recently got a new car loan through them and wanted to maximize the hard inquiry. I was considering to maximize the hard pull by applying for one of there credit cards, being it was within the 30 days.

Anyone have any suggestions with there credit cards or acceptance.

[GZG]

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@urluckypenny1 wrote:

Looking for some opinions on PSECU, I recently got a new car loan through them and wanted to maximize the hard inquiry. I was considering to maximize the hard pull by applying for one of there credit cards, being it was within the 30 days.

Anyone have any suggestions with there credit cards or acceptance.

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looks like the 2% card requires a $500 monthly DD otherwise it's a 1.5% card

[urluckypenny1]

So you think this is a pass then? I already have 2 cards from Penfed.

[FormerCollegeDJ]

If you are already a PSECU savings/checking account holder and have direct deposit with them, the PSECU Founder's Visa is a very solid general rewards card (2% flat rate cash rewards, no annual fee, no foreign transaction fee).  At least once in the last two years they also offered a sign-up bonus ($300 SUB back in November/December 2021, which is when I got the card).

[mfinsmi1]

@urluckypenny1 id recommend going for a credit card and LOC with that hard pull, they give out the bag