I logged into my PP account the other day and they advertised PayPal credit to me for the thousandth time, so I decided to apply just to see. Got $800 starting limit and just used half that today to make a purchase (FYI Macy's is having a great sale right now if anyone wants feather pillows 
).
I know they'll do a soft pull if you try to purchase something over your limit. I tried that on day 1 (+$400 over limit) and they, unsurprinsingly, didn't approve the purchase. 
My goal is to get it to a bigger limit so that I could actually get use out of it as a "bill me later" financing type thing. Anything under $3k I could easily put on a CC right now, pay in full when my statement hits, and earn cash back. I would want to use this for larger purchases, like furniture (or a jet ski)
In all seriousness, what's the strategy here? Pay in full, use it regularly, and try to make big purchases with it often?
@Anonymous wrote:I logged into my PP account the other day and they advertised PayPal credit to me for the thousandth time, so I decided to apply just to see. Got $800 starting limit and just used half that today to make a purchase (FYI Macy's is having a great sale right now if anyone wants feather pillows
I know they'll do a soft pull if you try to purchase something over your limit. I tried that on day 1 (+$400 over limit) and they, unsurprinsingly, didn't approve the purchase.
My goal is to get it to a bigger limit so that I could actually get use out of it as a "bill me later" financing type thing. Anything under $3k I could easily put on a CC right now, pay in full when my statement hits, and earn cash back. I would want to use this for larger purchases, like furniture (or a jet ski)
In all seriousness, what's the strategy here? Pay in full, use it regularly, and try to make big purchases with it often?
Synchrony Bank will be acquiring PayPal credit (bill me later) accounts next week, July 2nd. Whether the old method of increasing the credit line will still work is unknown. It may end up being like other Synchrony account where you actually hit the luv button (sp cli). I guess we will know soon what may change.
The amount of your CL with Synch is largely determined by your TU score (and your income). Generally scores above 740 get the higher/ highest CL.
BUSINESS 
Thanks guys! I just got the email this morning stating it was being taken over by Synchrony. My TU score is currently 680 according to Capital One's Credit Wise. I have no experience with Synch so I guess I'll wait and see what happens 
Nice, OP!
IMHO, keep doing what you are doing, and when Synchrony officially aquires BilMeLater, you may be able to request a CLI—Synchrony is very generous to those with scores start to near 700.
Lol, Synchrony is very generous to those with 680 and up. 680s are typically where you start seeing the 5-6k limits on many of their cards. 700s and up is when you start cracking 10k or higher.
. 680s are typically where you start seeing the 5-6k limits on many of their cards. 700s and up is when you start cracking 10k or higher.
Im curious if id eek out a 10k Sync card... Heres looking at PP 2%...
Jolt you'd probably get a good limit and probably could get it over 10k within a few months. Worth a shot but seeing as you have DC and Bliss, maybe a different Sync card like a Old Navy,
Thanks for the data point, AJC---I have just corrected my post!