PayPal Extras MC

[Anonymous]

Forgive me if this have been talked about but I quickly looked and didn't find an answer.

As many of here my smart connect has been upgraded to the extras.

1. Are they doing a hard pull? (I really hope not)

2. Will this show up as a new account (again I hope not)

3. If the above is a yes, can I stop it before it happens?

Thanks

[Creditaddict]

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@Anonymous wrote:
Forgive me if this have been talked about but I quickly looked and didn't find an answer.

As many of here my smart connect has been upgraded to the extras.

1. Are they doing a hard pull? (I really hope not)

2. Will this show up as a new account (again I hope not)

3. If the above is a yes, can I stop it before it happens?

Thanks

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1. No HP if they are upgrading.

2. Should be same account.

[Anonymous]

Thank you!

[coldnmn]

If it's like most other Synchrony upgrades they close the store card and open a new account. I had until May 6th to decline the offer. My Walmart upgrade was no HP but new account. YMMV

[eddie84]

Just got an email today too. Same CL but now in MC form.

[Anonymous]

I got the same email. I would really hate to see my score dinged because of this.

[RonM21]

Just like the usual Sync process with the upgrade.

[Anonymous]

I received my card today and called the number on the back of the card before activating. I asked the agent to confirm that the upgrade would not close the credit line and open a new one (affecting the age of the account). The agent spoke with a supervisor and confirmed the card is just an upgrade, that there will be no hard pull, and that it will report as the same account with the original date that the Smart Connect account was first opened. 

The letter that arrived with the card also states that "Activation is required by September 30, 2016. [..] If you do not activate your card by September 30, your PayPal Extras MasterCard will be closed and you can continue to use your PayPal Smart Connect account on your PayPal purchases." So if you decide to opt out, it's still not too late.

In other news: I've been lurking on this forum for ages, and this is my first post. You have all been an invaluable resource! 

[One2spooku]

Nice first post!

Good to know, I really didn't want a new account. Hopefully they'll actually give me a usable limit now. 

[eddie84]

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@Anonymous wrote:

I received my card today and called the number on the back of the card before activating. I asked the agent to confirm that the upgrade would not close the credit line and open a new one (affecting the age of the account). The agent spoke with a supervisor and confirmed the card is just an upgrade, that there will be no hard pull, and that it will report as the same account with the original date that the Smart Connect account was first opened. 

The letter that arrived with the card also states that "Activation is required by September 30, 2016. [..] If you do not activate your card by September 30, your PayPal Extras MasterCard will be closed and you can continue to use your PayPal Smart Connect account on your PayPal purchases." So if you decide to opt out, it's still not too late.

In other news: I've been lurking on this forum for ages, and this is my first post. You have all been an invaluable resource! 

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Thanks for the info and welcome to the forums.