PayPal Smart connect and JC Penny CLI success

Anonymous · ‎04-13-2012

After reading that GE credit products only do a soft pulls for CLI's, I requested CLI for my PayPal SmartConnect and DW's JC Penny accounts.

I ask for moderate increaase. These had lowest CL on our report and I ask enough to make them no longer the lowest CLs on our reports.

Instantly approved over the automated phone system.

PayPal (1400->2000)

JC Penny (1400->2300)

Now the lowest CLs are, Walmart Discover (1900) which I got last month for free TU scores and for DW, her Capital One (1500). Will Walmart Discover (which i believe is through GE) also soft pull for CLI? How long should I wait before asking for CLI?

LS2982 · ‎04-13-2012

@Anonymous wrote:
After reading that GE credit products only do a soft pulls for CLI's, I requested CLI for my PayPal SmartConnect and DW's JC Penny accounts.

I ask for moderate increaase. These had lowest CL on our report and I ask enough to make them no longer the lowest CLs on our reports.

Instantly approved over the automated phone system.

PayPal (1400->2000)
JC Penny (1400->2300)

Now the lowest CLs are, Walmart Discover (1900) which I got last month for free TU scores and for DW, her Capital One (1500). Will Walmart Discover (which i believe is through GE) also soft pull for CLI? How long should I wait before asking for CLI?

CONGRATS on the CLI's!!

Yes, Walmart discover is GE and is SP CLI's. How long have you had the account open?

EQ FICO 548 3/3/16

Anonymous · ‎04-14-2012

@LS2982 wrote:
@Anonymous wrote:
After reading that GE credit products only do a soft pulls for CLI's, I requested CLI for my PayPal SmartConnect and DW's JC Penny accounts.

I ask for moderate increaase. These had lowest CL on our report and I ask enough to make them no longer the lowest CLs on our reports.

Instantly approved over the automated phone system.

PayPal (1400->2000)
JC Penny (1400->2300)

Now the lowest CLs are, Walmart Discover (1900) which I got last month for free TU scores and for DW, her Capital One (1500). Will Walmart Discover (which i believe is through GE) also soft pull for CLI? How long should I wait before asking for CLI?
CONGRATS on the CLI's!!

Yes, Walmart discover is GE and is SP CLI's. How long have you had the account open?

approximately 3 years for both. but, almost never charged anything on them. Probably twise on PayPal and once on JC Penny

Anonymous · ‎04-14-2012

Congrats on the increases!

In general, you need to wait 4 months between CLI requests. Best wishes on growing your cards.