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Paying credit card bill with cash

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red259
Super Contributor

Paying credit card bill with cash

Is there any problem walking into Chase and paying my credit card balance in cash? I'm going to get some cash tomorrow and wanted to use it to pay off my card to avoid the statement cutting with a balance during the lunch hour. I won't have time to go through the extra steps of making a bank deposit, then sending payment from my bank etc. I used to make cash payments on a closed out credit card all the time, but that was because they disabled my online pay when I closed the card even though I still had a balance without issue. I just don't want to be throwing up any red flags or anything via a cash payment.  

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 1 of 7
6 REPLIES 6
Creditaddict
Legendary Contributor

Re: Paying credit card bill with cash

should be no issue unless you are talking like $10k!

Message 2 of 7
Anonymous
Not applicable

Re: Paying credit card bill with cash

Should be ok as an occasional thing.  Some report trouble with mailing in money orders (told by Chase to stop or account will be closed) but apparently paying cash or MO at branch is OK.

Message 3 of 7
red259
Super Contributor

Re: Paying credit card bill with cash


@Creditaddict wrote:

should be no issue unless you are talking like $10k!


Nah it will only be like 1.3k or something. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 4 of 7
fungoman
Regular Contributor

Re: Paying credit card bill with cash

I walk into my local branch and pay my Chase CC with cash probably a couple times a quarter. I am a USAA member and dont have a local branch to deposit cash, so that is my preferred method when I have cash laying around (after a gambling trip for example). It instantly posts to your available credit as well. Go for it!

Message 5 of 7
Billybob_TX
Frequent Contributor

Re: Paying credit card bill with cash

I pay with cash all the time, just take your statement in there and say you are making a payment. Never ever had a problem...and it gets credited that day if you get there before 2PM.

Message 6 of 7
370Z
Frequent Contributor

Re: Paying credit card bill with cash

I do it with Chase and Citi monthly: cash, checks, > 3k payments sometimes. No need to worry.

EQ8 824 (6/26) EX8 848 (7/26) EX9 846 (7/26) TU8 818 (12/25)
Chase_Hyatt|11.5k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|50k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|49k|15.24%|4/16 * Merrill+|70k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|17.99%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|13.00%|4/20 * Chase_Ritz_Carlton|33k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * RFCU_VS|10k|12.00%|6/23 * C1_VX|40k|14.74%|1/24 * CSP|14.4k|15.74%|5/25
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 7 of 7
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