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@SleeplessinMA wrote:@mikeonthemend wrote:
I was 18%
Mine showed up on MyFico reports yesterday, I had paid it off last month, after the statement
cut. Reported a 0 balance.
Still hasn't for me as of today. Took advantage of my CLOC to bring it down below 48.9% in hopes that when it does, it'll reflect the new balance and not the statement balance. I know there's no memory, but more worried about a random SP and a creditor seeing a 65% utilization and getting spooked. The couple bucks in interest that I'll end up paying will be worth the peace of mind, unless it reports the statement balance - then it was all for nothing. New balance isn't anything to write home about, but still better than what it was! lol
Fingers crossed!
Well there goes that theory, haha! Mine still hasn't reported either...
@Drusbo wrote:
Still hasn't for me as of today. Took advantage of my CLOC to bring it down below 48.9% in hopes that when it does, it'll reflect the new balance and not the statement balance. I know there's no memory, but more worried about a random SP and a creditor seeing a 65% utilization and getting spooked. The couple bucks in interest that I'll end up paying will be worth the peace of mind, unless it reports the statement balance - then it was all for nothing. New balance isn't anything to write home about, but still better than what it was! lol
Fingers crossed!
Yes, you're right about that. I think you'll be fine, I had a 427.00 balance when my statement cut, however,
when I made those two payments and PIF AFTER the statement cut, it reported at a zero balance. I had
resigned myself to the fact it was going to report with a balance after all. I dodged a HUGE bullet there!
Even at paying it down to 48.9, it's not like it's maxed out, right? Glass half full! Speaking of SP's, I had
the SP fairy visit me in September. I had 5 CLI's from SP's......my 4 Citi's and my Care Credit. I was
really surprised! Nice padding for the utilization!
No worries, my friend, you'll be fine
@Anonymous wrote:Well there goes that theory, haha! Mine still hasn't reported either...
Think they just printed out everyones account, put it in a giant hat and draw out X names per day. Yeah...that's it!
@SleeplessinMA wrote:Even at paying it down to 48.9, it's not like it's maxed out, right? Glass half full! Speaking of SP's, I had
the SP fairy visit me in September. I had 5 CLI's from SP's......my 4 Citi's and my Care Credit. I was
really surprised! Nice padding for the utilization!
So very true! And grats!
Mine hasn't reported but I hardly ever use it.
the 3k limit I have on mine is nice to use in a pinch.
Hope it doesn't report ever.
@RSX wrote:^ I am thinking they are doing batches as well, working from newer to old
mine is 2014, hasn't shown up yet,but I am expecting it soon, as I have seen a number of 2015 so far
good point about BmL. If posters could add this as a DP, that would help
(I just checked, mine is 3/9/2014 and started at $500. Currently $10k)
Mine is pretty new: March of this year and it's not reporting yet.
As of this morning, mine is still not reporting. My PP was opened 11/29/18