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PenFed Approval Finally !!!!!!!!!!!!!

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NEEDCREDITADVISE
New Contributor

PenFed Approval Finally !!!!!!!!!!!!!

Thank you all so much, I was approved today I applied on the 28th and recieved an e-mail stating I needed employed verification sent in today and just recieved a approval ,,,,,,Thank you ,Thank you , Thank you  FICO FORUM
Thanks for everyone's input..........
Message 1 of 15
14 REPLIES 14
NEEDCREDITADVISE
New Contributor

Re: PenFed Approval Finally !!!!!!!!!!!!!

mastercard   5,000 and share account
Thanks for everyone's input..........
Message 2 of 15
athensguy
Valued Contributor

Re: PenFed Approval Finally !!!!!!!!!!!!!

Congratulations!

How was your EQ? New accounts and Inqs?

*Edit: Spelling is a virtue.

Message Edited by erchambers on 06-03-2008 10:46 PM
Message 3 of 15
NEEDCREDITADVISE
New Contributor

Re: PenFed Approval Finally !!!!!!!!!!!!!

MY EQ IS 671 NO INQ AND 6 NEW ACCOUNTS WITHIN 1 YR
Thanks for everyone's input..........
Message 4 of 15
Anonymous
Not applicable

Re: PenFed Approval Finally !!!!!!!!!!!!!

Wow.....you got approved with that many inquries and that score ? There is hope for me !
 
Take care and congrats !
Message 5 of 15
Scamp
Valued Contributor

Re: PenFed Approval Finally !!!!!!!!!!!!!



NEEDCREDITADVISE wrote:
MY EQ IS 671 NO INQ AND 6 NEW ACCOUNTS WITHIN 1 YR


NCA, congratulations on your approval!  Smiley Happy
 
May I ask how long ago the newest of those 6 accounts was opened?
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 6 of 15
Anonymous
Not applicable

Re: PenFed Approval Finally !!!!!!!!!!!!!

Congrats, NCA!!!  From what I've read around here PENFED is a world-class creditor.

firstinlastout wrote:
Wow.....you got approved with that many inquries and that score ? There is hope for me !
 
Take care and congrats !

I'm sure (at least I hope) that FILO didn't mean that the way it sounded.  Smiley Very Happy  Smiley Wink
 

 
Message 7 of 15
Anonymous
Not applicable

Re: PenFed Approval Finally !!!!!!!!!!!!!

I'd also like to know this.  When I got denied by them, my EQ score was 750, I had 1 inq and my 4 new accounts were 3 months old. 

scapegrace13 wrote:


NEEDCREDITADVISE wrote:
MY EQ IS 671 NO INQ AND 6 NEW ACCOUNTS WITHIN 1 YR


NCA, congratulations on your approval!  Smiley Happy
 
May I ask how long ago the newest of those 6 accounts was opened?



Message 8 of 15
Anonymous
Not applicable

Re: PenFed Approval Finally !!!!!!!!!!!!!



brooklyngal wrote:
I'd also like to know this.  When I got denied by them, my EQ score was 750, I had 1 inq and my 4 new accounts were 3 months old. 

 
Wow!  I guess the new accounts scared them off?  I can't believe you got denied for any card with a 750!
Message 9 of 15
Anonymous
Not applicable

Re: PenFed Approval Finally !!!!!!!!!!!!!

Yeah the new accounts did scare them--they called me an Egyptian! Smiley Very Happy Smiley Mad
 
That's why I wanna know how "old" were the OP's 6 newest accounts.  They approved the OP w/ 6 new accounts, a score around 75 points lower and no inqs.

Carrot1 wrote:


brooklyngal wrote:
I'd also like to know this.  When I got denied by them, my EQ score was 750, I had 1 inq and my 4 new accounts were 3 months old. 

 
Wow!  I guess the new accounts scared them off?  I can't believe you got denied for any card with a 750!



Message 10 of 15
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