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As a DP, I joined PenFed on Saturday 05/09/20 and it was a HP on EQ.
@Fated4Credit wrote:
@Anonymous wrote:Yeah PenFed membership has been a SP lately and there have been some SP card approvals (as well as HP approvals) but always expect a HP and be happy if you don't get one. No matter what anyone says, there are exceptions to every rule.
I almost applied for membership last month but I got sacred & chicken out, even though I heard about the SP memberships. I was just waiting for my 2 newest accounts to be over year old & I didn't want the possibility of a HP with Penfed for membership to dash my chances of apping for the Cash+ card in August
It's new accounts, not HPs, that tank you with US Bank. Also they usually pull TU or EX and PenFed pulls EQ but better to be safe than sorry. I backed out of joining PenFed because I don't want to join them dirty and not get offers.