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Penfed CLI increase question, is it automatic?

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castlefox
Regular Contributor

Penfed CLI increase question, is it automatic?

I plan on applying for the PedFed cash back rewards card in about 4 months. 

 

I was just wondering if PedFed typically does not give CLIs automatically after a period of time with good CC habits, or if I would need to call later to do a hard inquery for a CLI.  

 

Thanks for the reply in advance.

 

 

How have your experiances been with PenFed?

MyFICO score- Equifax - 12.03.11 - 780 Experian 12.03.11 - 763
(FAKO Scores) EXP PLUS Score Dec 2011. 748
Advanced Risk Score 2.0 (NextGen) 793 Dec 2010
Vantage Score (2011) MAR = 771 Jun = 771 Sept= 788 Dec= 773
2012 MAR = 782 JUN=783 Dec = 789
2013 Mar-796 Jun-799 Dec- 797
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Anonymous
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Re: Penfed CLI increase question, is it automatic?

 


@castlefox wrote:

I plan on applying for the PedFed cash back rewards card in about 4 months. 

 

I was just wondering if PedFed typically does not give CLIs automatically after a period of time with good CC habits, or if I would need to call later to do a hard inquery for a CLI.  

 

Thanks for the reply in advance.

 

 

How have your experiances been with PenFed?


Hard Pull after formal request, in my experience.  No auto CLI in 18 months with the card at $10k and heavy use.

 

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