Penfed Exclusive Offers

[Getnupthere]

I joined penfed in March 2018 and appd for the promise card. I was denied. I just received an email from Penfed about exclusive offers for me...personal loans, car loans, penfed pathfinder rewards american express, & mortgages. Does this mean that I can be approved for these or is it just product advertisement?

[Blackswizz750]

Its just advertisements. When I first joined last January, I got the same things and even sanil mail. Its Marketing. You may be able to recon if they send you a survey to fill out.

[Gmood1]

You'll have to look in your online account to see if the offers are there with solid limits.
Most of the time it's advertisement.

[Anonymous]

Everyone gets the same email with the same advertised rates that are on their website.

[shoegal]

I get the same marketing emails. Today, I got a “special offer” in the mail for the pathfinder and it was just marketing. No set APR= marketing. Alliant does the same thing.

[AverageJoesCredit]

I see special offer or exclusive offer email and I just instant delete. They need to really learn how to use a dictionary Lol, .....I'm not joking.

[RadioRob]

AJC... the offer IS exclusive! You have to be alive and be a member to qualify to receive it. It eliminates 99% of the rest of the world. :-)

Now getting the offer is even MORE exclusive!

[Anonymous]

I dunno, I apped on the phone in January for membership and for the Pathfinder call in the same phone call, was automatically approved for both. Not sure how stringent they are but I had several fairly recent inquiries and a 60 day late that was under 18 months old at the time, iirc my fico scores were around 720-750 at the time.