Penfed FICO Score Update

[baller4life]

Not yet.

[CreditCuriosity]

Ya curious what is going on with PenFed and the score updates..  Wonder if they are switching possibly from EQ NG2 to something else causing the delay?  This is weird indeed why it is taking so long

[Yj002]

Unfortunately, no FICO score yet.

[Anonymous]

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@CreditCuriousity wrote:

Ya curious what is going on with PenFed and the score updates..  Wonder if they are switching possibly from EQ NG2 to something else causing the delay?  This is weird indeed why it is taking so long

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Penfed's new NG2 scores have updated!  About time! 

[lindsaydruart]

My score states it is from 5/31.....I swear I hate PenFed. Everything is outdated all the time and there is never any structure to updates. I hate this credit union so bad.

[Anonymous]

Yeah mine was 811 on 5/31

2 'factors' affecting my score are  'too few retail accounts' and 'age of accounts too new'.

Retail accounts = store cards?

Also... I see zero new offers anywhere.... where would they be if I had any?

[baller4life]

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@Anonymous wrote:

Yeah mine was 811 on 5/31

2 'factors' affecting my score are  'too few retail accounts' and 'age of accounts too new'.

Retail accounts = store cards?

Also... I see zero new offers anywhere.... where would they be if I had any?

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On the right side of page under Transfers. How long have you had credit with Penfed? 

[takeshi74]

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@lindsaydruart wrote:

My score states it is from 5/31.....I swear I hate PenFed. Everything is outdated all the time and there is never any structure to updates. I hate this credit union so bad.

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You don't have to use them or any creditor that doesn't work for you for whatever reasons.  Why do you need a more recent EQ FICO NG2?  How much has changed in your EQ report since the score was generated?

[lindsaydruart]

A ton changed. My EQ report is my most incorrect. Not all my TLs show up, balances incorrect, fraudulent accounts not removed, updates not made. I've since had a lot of that fixed with the help of the CPFB so the profile is drastically different, as of like Sunday. It changed again back in June so the May one is outdated. What sucks is that PenFed pulled the current report June 12th, which is a lot better than the May report, but they are using the May score. I just don't see the point in "updating" my score for it to be almost 2 months old. As soon as I get this AR with Navy Fed, PenFed gets the boot.

[Anonymous]

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@baller4life wrote:

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@Anonymous wrote:

Yeah mine was 811 on 5/31

2 'factors' affecting my score are  'too few retail accounts' and 'age of accounts too new'.

Retail accounts = store cards?

Also... I see zero new offers anywhere.... where would they be if I had any?

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On the right side of page under Transfers. How long have you had credit with Penfed? 

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only since early May this year - maybe not long enough to receive offers?