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Yes, you can make the check out to yourself.
I just wrote one for $14,000 on an 18 month 0.99% apr offer.
My funds were available the next day (not typical for many) and it posted to my PenFed account with 3-4 days.
For some crazy reason, I THEN asked for a CLI and got $2,500.
I will never figure out PenFed, but I am happy for now.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
@Anonymous wrote:
@Shooting-For-800 Presumably there was also a BT fee on your offer?
3% if I remember correctly.
Same as my 12 month offer.
6 extra months for 0.99% instead of 0%.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
I haven't heard of a single lender that will send you convenience checks and get upset about you writing one to yourself. It seems like they just look at your history and decide that it's worth taking the cash risk with you when they send you the checks.
There are some like NFCU though that will not let you use a promo with a convenience check. Full APR BT only if you write it to yourself but I believe they do that because they don't charge a BT fee. Gotta make money somehow.
@Anonymous wrote:
@Saeren PNC does. Terms state that it's not allowed to write check to an individual or yourself.
I stand corrected. 😂
That's wild. I wonder how many people don't read the back and pay themselves or someone else anyway and how PNC reacts. It's certainly the first time I've heard of this.