cancel
Showing results for 
Search instead for 
Did you mean: 

Penfed pathfinder question

tag
justanotherquestion
Contributor

Penfed pathfinder question

the offer is spend 3k in 90 days get 50k points 

 

if i pay off a car loan balance of right around 3k, pif prior to billing statement hitting would i still get the 50k points?

 

 

thanks all 

Message 1 of 6
5 REPLIES 5
brk1971
Frequent Contributor

Re: Penfed pathfinder question


@justanotherquestion wrote:

the offer is spend 3k in 90 days get 50k points 

 

if i pay off a car loan balance of right around 3k, pif prior to billing statement hitting would i still get the 50k points?

 

 

thanks all 


If it's a purchase transaction (not a BT or CA) within the 90 days from account opening, you will receive the points about 2 days after the transaction posts. Paying your credit card balance (after that charge) does not impact the points earning.

Fico8 = EQ 759, TU 780, EX 751 (9/15/2024), INQ in 12 mo: EQ 2, TU 4, EX 5
Cards: NFCU: Flagship VS $45k, Plat $24.3k, Plat $10.7k | Amex: Delta Reserve $50k | Citi: DC WE MC $28.8k | Discover: It $32.5k | Barclays: Juniper $18.25k | USAA: PCR VS $24.5k, RA $10k | UMB: SR VS $15k | PenFed: Path VS $20k, Plat Rew VS $15k | Synchrony: Lowes’s store $25k | Truist: Bright $10.5k, Bright $6.5k | Cap1: Venture1 Plat MC $10.3k, Kohls store $3k | Comenity: MyCash MC $27.5k | Wells Fargo: AC $10.3k | TD Bank: Target MC $6k (Reports as retail card despite now being MC) | BoA: CCR VS $42.5k | Affinity FCU: Premium VS $25k | Others
Message 2 of 6
justanotherquestion
Contributor

Re: Penfed pathfinder question

Thank you!!!!!!!!

Message 3 of 6
Hex
Valued Contributor

Re: Penfed pathfinder question

Who is your car loan with? I've never had a car loan that would accept credit card payments. You might want to check and make sure that this is possible before counting on this to meet your spending requirement. 

Message 4 of 6
brk1971
Frequent Contributor

Re: Penfed pathfinder question


@Hex wrote:

Who is your car loan with? I've never had a car loan that would accept credit card payments. You might want to check and make that this is possible before counting on this to meet your spending requirement. 


There are a few out there, but you just hit on why I phrased the answer the way I did...  Most won't (or will process it as a debit with pin, which is essentially a cash advance...).  

Fico8 = EQ 759, TU 780, EX 751 (9/15/2024), INQ in 12 mo: EQ 2, TU 4, EX 5
Cards: NFCU: Flagship VS $45k, Plat $24.3k, Plat $10.7k | Amex: Delta Reserve $50k | Citi: DC WE MC $28.8k | Discover: It $32.5k | Barclays: Juniper $18.25k | USAA: PCR VS $24.5k, RA $10k | UMB: SR VS $15k | PenFed: Path VS $20k, Plat Rew VS $15k | Synchrony: Lowes’s store $25k | Truist: Bright $10.5k, Bright $6.5k | Cap1: Venture1 Plat MC $10.3k, Kohls store $3k | Comenity: MyCash MC $27.5k | Wells Fargo: AC $10.3k | TD Bank: Target MC $6k (Reports as retail card despite now being MC) | BoA: CCR VS $42.5k | Affinity FCU: Premium VS $25k | Others
Message 5 of 6
justanotherquestion
Contributor

Re: Penfed pathfinder question

Ford financial. Payment went thru as credit card per receipt 

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.