Even though I accumulate a lot of UR points, but the Chase cards are not my go-to card except for CSR for all travels.
The Freedom 5% is hyped. The quarter rotation gets worse and sometimes useless. And it has $1,500 quarterly limit. I have two of the Freedom cards, but Discover normally has better catagories.
The FU 1.5% turns into 2.25% with CSR. But Fidelity 2% cash is still better than 2.25 UR points for a lot of people.
And I have the BofA credit cards with 1.75X bonus ratio. So its cash rewards card turns into 1.75%, 3.5% and 5.25% rewards. It has $2,500/qurater limit. Grocery is 2%/3.5% and gas is 3%/5.25%.
And the BofA cards have no annual fees.
