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Petal 1 Rise $59 AF

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GZG
Senior Contributor

Petal 1 Rise $59 AF

image.png

 

looks like there's a new Petal 1 card for deeper subprime customers, does have a higher starting limit though

Starting FICO 8:
Current FICO 8:



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2 REPLIES 2
Drifter73
Established Contributor

Re: Petal 1 Rise $59 AF

My Petal 1 w/no af is almost 2 years old now and sitting in the sock drawer awaiting placement on the chopping block in the near future.

 

I never seem to shop where they offer discounts or cashback, so it's kind of a useless card to me with a toy limit of $1400 (thats after the cli).

 

The only reason it hasn't been chopped yet is because there's no af and they helped when I needed to rebuild, so im still thankful for that.

 

It was a great starter card, I don't really have anything  bad to say about them.











Message 2 of 3
TRC_WA
Senior Contributor

Re: Petal 1 Rise $59 AF


@Drifter73 wrote:

My Petal 1 w/no af is almost 2 years old now and sitting in the sock drawer awaiting placement on the chopping block in the near future.

 

I never seem to shop where they offer discounts or cashback, so it's kind of a useless card to me with a toy limit of $1400 (thats after the cli).

 

The only reason it hasn't been chopped yet is because there's no af and they helped when I needed to rebuild, so im still thankful for that.

 

It was a great starter card, I don't really have anything  bad to say about them.


I agree.

 

Mine is also SD'ed... with a $2000 limit that rose to $2900.  Nothing bad to say and I'll keep it as long as there's no AF... but I have better cards now.

FICO8 current as of : 2-1-26 EQ: 713 TU: 702 EX: 705
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 1
Verizon Visa $8500 Amex Delta Gold $10,000 Care Credit $18,000
NFCU CashRewards $13,500 Apple Card $7000 Best Buy $8000 Amazon $5000
STCU auto loan (2026 Hyundai Palisade Hybrid) 6.24%
HDFS motorcycle loan (2024 Harley Davidson Road Glide) 9.45%
Total CL: $70,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $257k
Last app: 1-31-26
Message 3 of 3
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