I have this card. Received a flyer in the mail today that says I can pay my auto insurance premium in full with 6 months same as cash. I was getting ready to pay it with another card, but this promotional financing is enticing. Only problem is, the flyer doesn't say which insurance companies accept the card. It's just a store card, not a Visa or M/C.
When you go to the locator via the website, you can click on the "Additional Auto Parts and Service Locations" tab. The list you will be provided contain various insurance providers, amongst others.
https://www.mysynchrony.com/carcare/og-locator.html?m=phillip66&locator=true
ETA - I hadn't paid much attention to this card previously, but now after looking at the multitude of businesses that accept it, I may give some consideration to it. Had NO IDEA QuikTrip accepts it! So....thanks a bunch! 😁
Sometimes it's about location/convenience on the fly. Here the Philips/Conoco stations are few and not very close, and are about 20-25¢ higher per gallon to start with. My consideration of the card would be for the car care primarily, not the gas savings. QuikTrip being on the list, (as well as KumNGo) was just a little surprising.
We have hundreds of Casey's here too, and they also take this card 
Cool! I saw several insurance agencies in my area, mostly of the smaller independent types. But AAA was listed also, which is inclusive of insurance products I'm sure.
I don't know about insurance but Summit Racing takes it so I have it to finance my speed parts at 0%. There is a Synch Summit card but they take the generic car care card as well and it's useful at a lot more places as you have found.
8/22/24
3/09/25
@comfortably_numb wrote:I have this card. Received a flyer in the mail today that says I can pay my auto insurance premium in full with 6 months same as cash. I was getting ready to pay it with another card, but this promotional financing is enticing. Only problem is, the flyer doesn't say which insurance companies accept the card. It's just a store card, not a Visa or M/C.
The way the card works is synchrony either approves the charge if it qualifies as the right category or denies it if you use it for something that doesn't (for example wawa pump gas will work, wawa inside won't work, autozone will work, advance auto parts will not) its actually on the discover network so anything that takes discover will accept that card, the only question is whether synchrony let's the charge go through. So if they're saying you can use it for insurance as long as it codes correctly in their system you should be good to go if they take discover.