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Please Welcome Our Newest Community Leader and Credit Mentor!

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UncleB
Credit Mentor

Please Welcome Our Newest Community Leader and Credit Mentor!

Please give a warm welcome to our newest Community Leader @JoeRockhead and our newest Credit Mentor @coldfusion!

 

They have shown outstanding dedication to the myFICO community and we are all thrilled to have them on the team!

Message 1 of 31
30 REPLIES 30
NoHardLimits
Valued Contributor

Re: Please Welcome Our Newest Community Leader and Credit Mentor!


@UncleB wrote:

Please give a warm welcome to our newest Community Leader @JoeRockhead and our newest Credit Mentor @coldfusion!

 

They have shown outstanding dedication to the myFICO community and we are all thrilled to have them on the team!


Congrats  @JoeRockhead and  @coldfusion !  Well deserved!  

July 2026 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Revolving Accounts: 1/6, 2/12, 3/24 | Revolving Util: 1% | Open loans: 1
Message 2 of 31
GZG
Senior Contributor

Re: Please Welcome Our Newest Community Leader and Credit Mentor!


@UncleB wrote:

Please give a warm welcome to our newest Community Leader @JoeRockhead and our newest Credit Mentor @coldfusion!

 

They have shown outstanding dedication to the myFICO community and we are all thrilled to have them on the team!


very well deserved Smiley Happy

@JoeRockhead @coldfusion 

Starting FICO 8:
Current FICO 8:



Message 3 of 31
Patient957
Valued Contributor

Re: Please Welcome Our Newest Community Leader and Credit Mentor!

Awesome!

 

Congrats @JoeRockhead and @coldfusion !

 

Definitely well-deserved recognition.

Message 4 of 31
Jnbmom
Credit Mentor

Re: Please Welcome Our Newest Community Leader and Credit Mentor!

CONGRATS so well deserved ❤️

EXP 780 EQ 796 TU 810
Message 5 of 31
PayAndProsper
Regular Contributor

Re: Please Welcome Our Newest Community Leader and Credit Mentor!

Congratulations, gentlemen! I look forward to seeing you both continue to contribute in the community in your new capacity!


Utilization Stats:

Current FICO® Score 8:

Goal FICO® Score 8:


Financial Institutions:

Message 6 of 31
CardHunter
Established Contributor

Re: Please Welcome Our Newest Community Leader and Credit Mentor!


@UncleB wrote:

Please give a warm welcome to our newest Community Leader @JoeRockhead and our newest Credit Mentor @coldfusion!

 

They have shown outstanding dedication to the myFICO community and we are all thrilled to have them on the team!


2 of the best on this fourm. Congrats! 

Message 7 of 31
Varsity_Lu
Valued Contributor

Re: Please Welcome Our Newest Community Leader and Credit Mentor!

Well done! You both have been very helpful to me as I have been learning and growing this last year. Thank you and congratulations!

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorFidelity Rewards VisaVoice Rewards + Perks CheckingMore RewardsMax Cash PreferredAAA Travel AdvantageCashRewards
Fidelity InvestmentsHuntington National BankNavy Federal Credit UnionMechanics Savings Bank
FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)
Clean | Thick | Mature | New Revolver

Message 8 of 31
Dcowboy08
Regular Contributor

Re: Please Welcome Our Newest Community Leader and Credit Mentor!

Grats you two... Don't cash those checks too quickly.

Message 9 of 31
Minimalist
New Contributor

Re: Please Welcome Our Newest Community Leader and Credit Mentor!

Nice! 

Minimalist's Rules:
1. Finances Before FICO
2. No AZEO
3. No Churning
4. No more than 1-2 cards
5. $100k in the bank is worth more than $100k CL
6.Cash is still king

"Wealth consists not in having great possessions, but having few wants." - Epictetus
Message 10 of 31
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