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Does anyone know if it's possible to change the statement closing date of AMEX, Chase or Discover? I have three Amex cards, one Chase card and one Discover card. All of them have the closing dates bunched up within a week. If I could change the closing dates, I could get it where I could make charges and not have to pay for a month or so on a rolling basis. Thanks!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
I'm nearly positive you can with the Chase & Discover card.
Yes, you can. Just call and speak with them and it will be arranged.
Yes, I called AMEX, Bank of America and Chase and they all readily changed the statement dates. Didn't need to change Discover. I have six credit cards. I set it up so that I have one credit card statement closing every five days. So now my statement cut dates are the 1, 5, 10, 15, 20, and 25 of each month. I pay the cards in full every month. Now I can use the card with the payment date that is the farthest out in order to get almost 2 months to pay for any purchase without paying interest.
@yapsalot wrote:Yes, I called AMEX, Bank of America and Chase and they all readily changed the statement dates. Didn't need to change Discover. I have six credit cards. I set it up so that I have one credit card statement closing every five days. So now my statement cut dates are the 1, 5, 10, 15, 20, and 25 of each month. I pay the cards in full every month. Now I can use the card with the payment date that is the farthest out in order to get almost 2 months to pay for any purchase without paying interest.
Good job and thanks fo reporting back.
Yes. And I feel like there was a post sometime ago, as a result of changing a statement/due date this person ended up with a little extra time to pay for that months charges. I don't think it always works out that way though lol.