Pre Approval Sites June 2015?

[Anonymous]

I n my experience, Amex,capital one and chase are very solid with pre approvals last may 12/2015, i went to their site got pre qualified, ipplied and got aproval, Amex,chase freedom and quicksilver did not ried the others one yet

[Jerry45]

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@Anonymous wrote:

I n my experience, Amex,capital one and chase are very solid with pre approvals last may 12/2015, i went to their site got pre qualified, ipplied and got aproval, Amex,chase freedom and quicksilver did not ried the others one yet

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Thanks  for the info.

[Anonymous]

sharing is caring

[MovinOnUp2014]

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@JamP wrote:

Maybe there is another thread like this and if there is please delete or move this one.

Lets talk about Pre Approval Sites, How Successful they are?

Some say if it gives exact APR or a lower range APR then you are more likely to be approved.

This is only a partial list. I tried to pick the ones normal people can possibly get and I'm sure I am missing a few.

Please add your own 

American Express

Bank of America 

Capital One 

Chase Pre Qualified Offers 

Citibank 

Credit One 

Discover 

Home Depot 

US Bank

For me:

American Express never showed any on their site but I got great Pre Approvals in the mail that I was approved for.

Bank of America shows me pre approvals all the time but I can't speak on if it works or not since I haven't applied. Update... Can put any info in the site you want.

Barclay -  I dont see the pre approval site anymore but some claim the emails they send out are definite signs of approval.

Capital One's approval site has been good to me and my wife but shows nothing pre approved as of late.

Chase never shows me any pre approvals.

CitiBank never throws me a bone with pre approvals or approvals.

Credit One - Never tried it. Any hopefully will never have to.

Discover's Pre approval site is crap.

Home Depot - If I lived closer to one.

US Bank only offers me a debit card lol

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American Express - DD had pre-quals via the AMEX site (PRG and ED)...applied and was instantly approved

Bank of America - I signed into account to check balances, clicked checked for customized offers, checked the boxes for my interest, it recommended Travel Rewards card, applied and was denied for a previous paid collection with them (5 years old)

 Capital One- Pre Quals received for Venture, Venture One, Prestige, and Visa Signature-app'd for Venture and Visa Siggy-both approved

Chase Pre Qualified Offers- DH had a recommendation via Credit Karma-he app'd and was denied for negative info on his CR.  Ironically enough received a mailer 2 weeks later for Freedom and Chase, applied with the invitation codes for both- he was approved 6k (Freedom) and 4.9K (Slate)

Citibank- DD has a pending pre qual for Prestige but based on the reviews here I told her to let it go

Credit One- never tried

Discover- I received a "recommendation" for the IT, fell for it, and was denied-tried to recon (it was a no-go)

Home Depot- Recently received a mailer w/an invitation code (still considering it)

US Bank- I have 3 recommended cards (all with APR ranges) Platinum, Flex Perks and Ralphs ...Am not gonna try until I get my IDA/ARS frozen

[Anonymous]

Tried the Discover Site and it said I was prequalified for a DiscoverIT. I apped and got a message asking me to call in. They wanted me to have a co-signer on the account, otherwise it was a no-go. This is with a 698 EQ score (what they pulled).

[myjourney]

For clarity so folks don't take BofA and Discover serious 

On either one you can enter 

Name*Bank

Middle name Of

Last name* America

Residential street address line 1* 999 SW 99th st 

Residential street address line 2

City* Who cares .....that the city I put in

State*   (select)  

Alaska    Alabama    Arkansas    Arizona    California    Colorado    Connecticut    District of Columbia    Delaware    Florida    Georgia    Hawaii    Iowa    Idaho    Illinois    Indiana    Kansas    Kentucky    Louisiana    Massachusetts    Maryland    Maine    Michigan    Minnesota    Missouri    Mississippi    Montana    North Carolina    North Dakota    Nebraska    New Hampshire    New Jersey    New Mexico    Nevada    New York    Ohio    Oklahoma    Oregon    Pennsylvania    Rhode Island    South Carolina    South Dakota    Tennessee    Texas    Utah    Virginia    Vermont    Washington    Wisconsin    West Virginia    Wyoming  

Zip code* 33309

Birthdate* 6/8/2015 (today) SMH

Social Security number*XXX-XX- 1234 Social Security number last 4 digits layer

And the result is this

Bank, we have this offer  

BankAmericard Cash Rewards™ Card

Apply NowDefault ITA Cash RewardsTerms and Conditions

bank , we recommend BankAmericard Cash Rewards™ Card

$100

online-exclusive cash rewards bonus

if you make at least $500 in purchases in the first 90 days

0% Introductory APR on purchases and qualifying balance transfers for 12 billing cycles; after that 12.99-22.99% variable APR

In addition

• 1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
• No annual fee†
• No expiration on rewards and no changing categories to follow so you know how you're earning rewards

• This card is eligible for the benefits of the Preferred Rewards program. Visithttps://www.bankofamerica.com/preferred-rewards for more information.

Same with Discover just change first name to Discover Last name It

[Anonymous]

yeah i don't think discover's is as "bulletproof" as people seem to think. i had a mailed pre-APPROVAL (not a qualified) with a SPECIFIC interest rate and was still denied

[JamP]

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@Jerry45 wrote:

I was pre approved at Home Depot for a tasty 25.9% APR. Cannot wait to apply. Sarc...

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I tried for Home Depot to see what it would say and they sent me an email. It had a 25.9% apr

Dear Jam, Now through 08/06/2015, you are pre-qualified to apply for The Home Depot Consumer Credit Card. It's fast and easy! Your invitation number is: qerqwrewr • Special Financing Get instant access to special financing for every card purchase of $299 or more* • Manage Your Account Secure online access to your account information at www.homedepot.com • Cardmember Exclusives Enjoy cardmember-only offers, savings and more. Apply Today....

Hurry! Your pre-qualified status ends 08/06/2015.
Your invitation number is: rqwrqwer

Gonna pass.....

[Anonymous]

BOA is a Joke!! nobody can relay on that qualifications

[Anonymous]

We've found the Capital One site to be accurate. Some of the others (like Chase and Amex) currently give us a "no" (which I'd expect) so I assume they're accurate as well. We haven't tried Credit One as I have no desire to do business with them.