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In your experience what is your starting CL when you get pre-approved for these cards?
I'm helping a friend fix his credit and he was pre-approved for Spiegal (which he will have no use for) and Express... both accounts instantly approved but no CL mentioned on either.
@Creditaddict wrote:In your experience what is your starting CL when you get pre-approved for these cards?
I'm helping a friend fix his credit and he was pre-approved for Spiegal (which he will have no use for) and Express... both accounts instantly approved but no CL mentioned on either.
I don't believe you... ![]()
step away from the app... ![]()
@Anonymous wrote:step away from the app...
oh believe me, when it comes to helping someone else i penny pinch those apps like crazy, I don't want him to have more than 3 inq on each report... and the goal is 1 good visa, one good amex, and a couple store cards!
On Spiegels, the usual preapproval is about $500. They are generous with CLIs (they raised me to $1100 3 months later)
Pottery Barn (also WFNNB) is also good. I started at $4k, about 4 months later (yesterday) I hit the CLI button and they raised me to $4800. I love Pottery Barn and they have a great bonus program....
My express card has $500 CL... that was in March and my scores were low 600's.
I have been preapproved for Spiegel at $500 but did not bite... Same for Newport News, but did not bite. I didn't want anymore new accounts killing my score.
@Anonymous wrote:step away from the app...
Hahahahahahahahaha!!!! ![]()
@Creditaddict wrote:
@Anonymous wrote:step away from the app...
oh believe me, when it comes to helping someone else i penny pinch those apps like crazy, I don't want him to have more than 3 inq on each report... and the goal is 1 good visa, one good amex, and a couple store cards!
I don't believe that either! ![]()
Eddie Bauer , $500
I have Victoria Secret card; I think it started with $500 limit and I have this card for a long time 5+ years now my CL is $1520.00 and these increases were auto CLI. The good thing about this card you can use this card at Bath and Body.