Prequal HP or SP - myFICO® Forums - 4155058

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Are prequalified offers counted as a HP or SP??

Thanks!

Message 1 of 5

4 REPLIES 4

You mean like the prequal sites? Soft pull. If you mean a mail offer prequal, it will be hard pull once you apply

Message 2 of 5

That's what I thought, but I wanted to confirm.

Thanks.

Message 3 of 5

Softpulls generally.

Message 4 of 5

The offer is made based on an SP. Applying, however, will lead to an HP.

Message 5 of 5