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Prequalified Offers

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mongstradamus
Super Contributor

Re: Prequalified Offers


@BluePoodle wrote:

@jsucool76 wrote:

@BluePoodle wrote:

@mongstradamus wrote:

@BluePoodle wrote:

@jsucool76 wrote:

@js0319 wrote:

Have you tried any of the pre-quals on any websites, such as Chase, Citibank, etc? I seem to get pre-qual mail about a week after trying out the online pre-qual. 


I use those all the time. I'm hoping now that I'm an amex member they'll start throwing some stuff my way. 


Early in the year I was getting and Amex offer every 3 weeks or so. Once I apped for one of the pre-qualified offers, I stopped receiving them. Go figure.

I still get offers monthly via email but nothing as good as the mail offers I was receiving.


BP are you getting any 50k prg offers ?


Nope, no prg offers at all. I have gotten the green card and BCE recently. They aren't any better than the general offers on the website.


Where do you go to see your offers online? When I do the thing that says "Login to see exclusive cardmember offers" it just takes me right back to the regular splash screen with 3 generic cards on it . No "sorry no offers for you" or anything. 


At some point I had the option to "opt in" for email offers. I can't remember if it was on my account somewhere or where. But I opted in for offers and so I have only been receiving them via email. I don't have any offers where you are refering to online in my account.  I think the emails are general and not really target specific. The snail mail offers I was receiving were target specific, IMHO.


i got an snail mail offer for BCE, that was like an slap in the face lol. I have gotten email offer for prg for 25k which is standard offer for non amex members. Amex just throw me an bone i want your prg card, just give me the 50k offer so we both will be happy. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 21 of 40
cluelessoregonguy
Contributor

Re: Prequalified Offers

I get nothing at all. Not mail or anything online. Had a bad account deleted this month though and I've messed up the statement days on some new accounts that always had 1 card reporting maxed out. In 11 days my util should report at a fraction of 1% so maybe I'll finally get lucky.

Message 22 of 40
mongstradamus
Super Contributor

Re: Prequalified Offers


@cluelessoregonguy wrote:

I get nothing at all. Not mail or anything online. Had a bad account deleted this month though and I've messed up the statement days on some new accounts that always had 1 card reporting maxed out. In 11 days my util should report at a fraction of 1% so maybe I'll finally get lucky.


Good luck :-) my util was around 1-3 % during whole summer and no love from amex, also my scores are decent with no baddies, don't know what else they want to see. Smiley Frustrated



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 23 of 40
BluePoodle
Valued Contributor

Re: Prequalified Offers


@mongstradamus wrote:

@cluelessoregonguy wrote:

I get nothing at all. Not mail or anything online. Had a bad account deleted this month though and I've messed up the statement days on some new accounts that always had 1 card reporting maxed out. In 11 days my util should report at a fraction of 1% so maybe I'll finally get lucky.


Good luck :-) my util was around 1-3 % during whole summer and no love from amex, also my scores are decent with no baddies, don't know what else they want to see. Smiley Frustrated


I just checked pre-approval for US bank. I got the saddest card yet....the Contour! Their prepaid Visa! LOL

WTH? Smiley Frustrated

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 24 of 40
mongstradamus
Super Contributor

Re: Prequalified Offers


@BluePoodle wrote:

@mongstradamus wrote:

@cluelessoregonguy wrote:

I get nothing at all. Not mail or anything online. Had a bad account deleted this month though and I've messed up the statement days on some new accounts that always had 1 card reporting maxed out. In 11 days my util should report at a fraction of 1% so maybe I'll finally get lucky.


Good luck :-) my util was around 1-3 % during whole summer and no love from amex, also my scores are decent with no baddies, don't know what else they want to see. Smiley Frustrated


I just checked pre-approval for US bank. I got the saddest card yet....the Contour! Their prepaid Visa! LOL

WTH? Smiley Frustrated


I got Korean air skypass and travel Perks card even when I asked for cash back rewards....



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 25 of 40
cluelessoregonguy
Contributor

Re: Prequalified Offers


@BluePoodle wrote:

 

I just checked pre-approval for US bank. I got the saddest card yet....the Contour! Their prepaid Visa! LOL

WTH? Smiley Frustrated


I did the exact same thing today lol. For some reason I thought of a sick bird when I saw the offer pop up. Guess it will be awhile before I get my Cash +. Restaurants are the main destroyer of my dollars...even above bills. 5% back on that would be sweet!

Message 26 of 40
jsucool76
Super Contributor

Re: Prequalified Offers

I got the contour recommendation from them as well....

 

Message 27 of 40
BluePoodle
Valued Contributor

Re: Prequalified Offers


@mongstradamus wrote:

@BluePoodle wrote:

@mongstradamus wrote:

@cluelessoregonguy wrote:

I get nothing at all. Not mail or anything online. Had a bad account deleted this month though and I've messed up the statement days on some new accounts that always had 1 card reporting maxed out. In 11 days my util should report at a fraction of 1% so maybe I'll finally get lucky.


Good luck :-) my util was around 1-3 % during whole summer and no love from amex, also my scores are decent with no baddies, don't know what else they want to see. Smiley Frustrated


I just checked pre-approval for US bank. I got the saddest card yet....the Contour! Their prepaid Visa! LOL

WTH? Smiley Frustrated


I got Korean air skypass and travel Perks card even when I asked for cash back rewards....


They know best! But at least you got a CC. I didn't even get a secured card or a "No thanks, we're not interested in you!" Just a prepaid! LOL

 

@I just tried Citi (I get their mail offers, so I know they love me) and I got AA for only 30,000 bonus miles @ $1k in spend. But I did get the 13.99apr so that wasn't too bad.

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 28 of 40
jsucool76
Super Contributor

Re: Prequalified Offers


@BluePoodle wrote:

@mongstradamus wrote:

@BluePoodle wrote:

@mongstradamus wrote:

@cluelessoregonguy wrote:

I get nothing at all. Not mail or anything online. Had a bad account deleted this month though and I've messed up the statement days on some new accounts that always had 1 card reporting maxed out. In 11 days my util should report at a fraction of 1% so maybe I'll finally get lucky.


Good luck :-) my util was around 1-3 % during whole summer and no love from amex, also my scores are decent with no baddies, don't know what else they want to see. Smiley Frustrated


I just checked pre-approval for US bank. I got the saddest card yet....the Contour! Their prepaid Visa! LOL

WTH? Smiley Frustrated


I got Korean air skypass and travel Perks card even when I asked for cash back rewards....


They know best! But at least you got a CC. I didn't even get a secured card or a "No thanks, we're not interested in you!" Just a prepaid! LOL

 

@I just tried Citi (I get their mail offers, so I know they love me) and I got AA for only 30,000 bonus miles @ $1k in spend. But I did get the 13.99apr so that wasn't too bad.


I'm jealous. No one gives me anything. 

Message 29 of 40
BluePoodle
Valued Contributor

Re: Prequalified Offers


@cluelessoregonguy wrote:

@BluePoodle wrote:

 

I just checked pre-approval for US bank. I got the saddest card yet....the Contour! Their prepaid Visa! LOL

WTH? Smiley Frustrated


I did the exact same thing today lol. For some reason I thought of a sick bird when I saw the offer pop up. Guess it will be awhile before I get my Cash +. Restaurants are the main destroyer of my dollars...even above bills. 5% back on that would be sweet!


Haha, I have never even heard of "The contour"  LOL.  It was tough, but I did not accept the offer.

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 30 of 40
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