Pretty sure our Prime card is in my wife's name an I am an AU but it says 'Looks like you already have Prime Visa'.
If I click the Apply now button, it starts the application. I don't see anything about a pre-qual option.
@Dave4fun wrote:I too and thankful for the link! Thank you! So,
@CH-7-Mission-Accomplished wrote:
@Zoostation1 wrote:
@CH-7-Mission-Accomplished wrote:
@Zoostation1 wrote:So although I've never had any dealings with Chase, I know I'm almot surely blacklisted until my BK7 is off my record. That being said, just for curiosity purposes I've tried the preapproval tool a twice from the Amazon site and haven't gotten a yes or no either time (I really just want to know how they say no when you're on a BK list more than anything). I just get a we were unable to obtain a credit report message. Lately I've been keeping EX frozen but in both instances I've tried the tool while on a pre scheduled thaw. Is this their way of saying no without saying it or is the tool broken?
Can you please post the link for the pre-qual? I've searched both sites and can't find it. Thx.
Here ya go: https://www.amazon.com/dp/BT00LN946S?bypass=1
Thanks for posting this. When I click on the link, I just get a straight-up Chase app, not a pre-qual. I have seen the pre-qual before but can't get it to come back. I also have had it tell me that it couldn't access my EX report, even after I unfroze. I searched and on another myFICO thread, there were comments about the pre-qual "coming and going" at random. That has been my experience.
Since I burned Chase for $57K, and my BK turns 10 in August, I'm not willing to burn an HP going in blindly. My plan was/is to wait until after the BK drops off, then try Chase pre-quals until I get something encouraging, and then apply, fully expecting to have to recon. And I would use the Amazon Visa since as a co-branded card, it is rumored to be easier to get approved.
It does seem that SP pre-quals are the way things are going and Chase may be forced to do them at some point.
I clicked on it. It took me to my Amazon account and provided the tool to check for pre approval. The response was less than a second. I do not qualify. LOL! I have held 2 Chase cards for decades, both high limits and PIF with regular use. My overall utilization of all cards is less than 0.5%. Only 2 reportable INQs on the 3 bureaus. And, I have great credit scores. BUT! I do belive I am over the 5/24 rule. So, that must be the reason for my "No".
It may not be due to over 5/24. I have recently applied and had to Recon. When I asked about being over 5/24, his response was " You have recently opened two chase cards within the last two months. Ideally, Chase would like to see a min of six months history on new accounts. As for you being over 5/24, we may have overlooked that, had there been sufficent time on two chase cards."
My Chase cards were opened: CSP 10/14, while CFU on 11/23.
