Product change for CSR

[Anonymous]

Hi,

I have a Chase Saphire Preferred from 11 months now with a good limit on it of 12k and now I am considering of doing a product change with the new CSR. An AF on my CSP is 95$ for first year which is due by Feb and I don't mind paying that because it's worth paying AF on it. Also have Chase Freedom unlimited with 5k. Now my question to you guys is how to app for CSR and when would be the right time? In addition to it I was able to open a total Business Checking Account a week ago in branch. I may app for Ink preffered sometime sooner/later. What do you guys think, please let me know.
As always, appreciate your help
Thank you
K

[wasCB14]

You won't be eligible for a Sapphire bonus for another ~37 months, so PCing to CSR may be the way to go (rather than applying for it as a new account).

[Shadowfactor]

I can never keep up with chase’s Changing bonus and card rules. Honestly I don’t even care anymore.

There’s been a lot of talk that chase is now limiting you to one card per family. So if you already have the freedom unlimited I believe the only thing you could product change to is the regular freedom.

As mentioned above you won’t be able to get the SUB for a sapphire product for quite a while so I would just PC the CSP into a CSR. If your truly interested in the regular freedom. That’s the card I would app for as you would get the bonus that way and still accomplish your goal.

[CBartowski]

+1

No SUB but if you spend a fair amount in travel and dining and get the 300$ travel credit, you should have no issues getting your money back, easier than CSP IMO.

[UpperNwGuy]

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@Shadowfactor wrote:
There’s been a lot of talk that chase is now limiting you to one card per family.

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Where did you hear that?  If true, it’s big news.  I’ve seen nothing about such a restriction on Doctor of Credit.

[Remedios]

One card per Sapphire family 

[Anonymous]

Op is here...That's wright but can't I do a PC from CSp to a regular freedom and then apply for CSR to get my SUbs? Or transfer the of the limit of CSP to Freexom unlimited and then apply for CSR to get my SuBs?

[Shadowfactor]

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@UpperNwGuy wrote:

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@Shadowfactor wrote:
There’s been a lot of talk that chase is now limiting you to one card per family.

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Where did you hear that?  If true, it’s big news.  I’ve seen nothing about such a restriction on Doctor of Credit.

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This was a couple months ago that a rumor was circulating that chase may be limiting you to one card per family. So no more multiple freedoms but obviously the rumor didnt pan out then. I probably should have made that clearer that I was going off a rumor, but theres so many with chase its hard to keep track of what exactly pans out and what doesnt.

I know theres the One Sapphire family card rule firmly in place.

[Shadowfactor]

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@Anonymous wrote:
Op is here...That's wright but can't I do a PC from CSp to a regular freedom and then apply for CSR to get my SUbs? Or transfer the of the limit of CSP to Freexom unlimited and then apply for CSR to get my SuBs?

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There is no way you're going to get the Sign up bonus for any sapphire card for 48 months. Chase has continually restricted the Sapphire card SUB's and they are all treated as one. No PC, limit transfer etc is going to change that.

[Anonymous]

Thank you Shadowfactor for the updates! Instead of PC, I think I will go for Ink preffered card soon. I will keep posted..Happy holidays guys, 😊