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Pruning

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Anonymous
Not applicable
‎03-10-2008 09:58 AM
‎03-10-2008 09:58 AM

Re: Pruning

Yes and no-
There is no hard/fast rule with Junny about multiple cards-
 
I got the Play pre-approval in the mail - apped for Seamiles and Emigrant the same night-
 
They closed Emigrant - (marked in their system and on CR as "Closed by Customer"
HinH wrote:
Can you have more than one? I have a Juny American Airlines card and applied for an Apple Card and was denied, called for recon and the CSR said I could PIF my Juny AA card and switch to the Apple card...agree about the rate...just stinks.

Message 11 of 38
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Anonymous
Not applicable
‎03-10-2008 10:01 AM
‎03-10-2008 10:01 AM

Re: Pruning

Tim that's my name too...man that Transunion free credit report is sooooo inaccurate...its says I have a 380...and i am on the **bleep** of 700....so I can't get a increase with the soft TR.....is it possible that I can ask them to repull my credit to get an increase?
Message 12 of 38
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Anonymous
Not applicable
‎03-10-2008 10:02 AM
‎03-10-2008 10:02 AM

Re: Pruning


@Anonymous wrote:

19.99

I PIF but I would die if I carried a balance-

I need to ask for a reduction-


The APR on the Plat was 8.99 -




@Anonymous wrote:

What is the "lousy APR" on the card?










you closed the card with the 8.99 apr but kept open the one with 19.99 apr?

why did you do that?
Message 13 of 38
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Anonymous
Not applicable
‎03-10-2008 10:05 AM
‎03-10-2008 10:05 AM

Re: Pruning

so n i p  is a curse word? WTH???
Message 14 of 38
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Anonymous
Not applicable
‎03-10-2008 10:07 AM
‎03-10-2008 10:07 AM

Re: Pruning

They would not let me combine to the 8.99-
 
I don't pay any interest so the APR is moot.
I have other cards with low APR's if I ever wanted  to want to carry a balance-
This card is for UTL- and has no AF.
@Anonymous wrote:

@Anonymous wrote:

19.99

I PIF but I would die if I carried a balance-

I need to ask for a reduction-


The APR on the Plat was 8.99 -




@Anonymous wrote:

What is the "lousy APR" on the card?










you closed the card with the 8.99 apr but kept open the one with 19.99 apr?

why did you do that?

Message 15 of 38
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Anonymous
Not applicable
‎03-10-2008 10:09 AM
‎03-10-2008 10:09 AM

Re: Pruning

i see. i guess that makes sense.
Message 16 of 38
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Anonymous
Not applicable
‎03-10-2008 10:15 AM
‎03-10-2008 10:15 AM

Re: Pruning

kind of new still what is FAKO's?
Message 17 of 38
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Anonymous
Not applicable
‎03-10-2008 10:18 AM
‎03-10-2008 10:18 AM

Re: Pruning

Read the Credit 101 Thread - see RTC101T in my siggy-
betamunupe wrote:
kind of new still what is FAKO's?


Message 18 of 38
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Anonymous
Not applicable
‎03-10-2008 02:28 PM
‎03-10-2008 02:28 PM

Re: Pruning

They updated my account online- they reduced my APR to 15.99
still not great-  2 old accounts marked closed.
Message 19 of 38
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Anonymous
Not applicable
‎03-10-2008 02:31 PM
‎03-10-2008 02:31 PM

Re: Pruning

Congrats on closing the Juny Timothy! They are on my list to cull too. Smiley Wink
Message 20 of 38
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