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Just thought i would share . Its been a while since i joined Psecu . (right about the time the rush to join was going on ) I applied for the PSL/visa combo was approved for 5k . I waited a month and then applied for a CLI (which with them is just reapplying for the same darn thing again) and was given a CLI of 3k to make it 8k. I decided this morning since its been a while to try again for a CLI.
It was not instant but took a few hours and I was approved finally for the whole 20k!. Not many new accounts recently for me. Amex gold premier card and a NFCU cashrewards (20k) and a new car loan in the last 7 months or so . Roughly 29% Util and not sure how many inquiries i have .
The brightside is everything i have on a credit card is currently 0% and paying it off at about 1200 a month or so .
Congrats on your CLI's. Did they cost your hard inq's?
Yes unfortunately i believe they did. I dont have a monitoring service so i cant confirm it .