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Hello all! Quick question...
Finally received my first Amex bill in the mail and am looking to set them up as a payee in my online bill pay from my bank so I can push multiple payments to them each month. Out of all the times I've done this with other bills I've had, this is the first time that a full account number is not listed on my bill. It just shows the "Account Ending" and last few numbers...
So when I set this up with my bank do I list the whole account number found on my card or enter just the last few numbers as shown on my statement? I'm sure entering the whole number won't hurt but just wanted to check to be sure. Thanks
You have to use the whole number and it will most likely be sent electronically (AMEX will receive it within 1-3 business days depending on who you're banking with). If you don't use the whole number, your bank will mail a live check so will arrive within 4-5 business days. Use the whole number in my opinion.
Use the whole number, or your payments will not post to the account. (I learned the hard way).
@rlx01 wrote:
Is there a particular reason you want to push payments? AMEX lets you pay them every day and they use next day ACH at zero cost to you.
Your available credit limit will also be updated in real time.
+1 Pushing payments from banks is so slow although most major banks will deliver the payment in one day but when you consider that paying online, especially with Amex, will update the limit right there and then it's not a good deal. I only push additional payments from my banks when I know I won't use the card and don't care how fast the limit updates. Otherwise, paying online is the way to go!
I want to push payments because when I log in to Amex I have a balance yet it says no payment due at this time. If I hit "Pay Bill" anyway it takes me to another screen where it says no payment can be accepted at this time. I want to send payments to them before my next statement cuts.
I have to check the date but I'm right around 30 days in. After 30 days will I be able to use the "Pay Bill" button in the middle of a billing cyle even if it says No Payment Due?