cancel
Showing results for 
Search instead for 
Did you mean: 

QS with >5k limit

tag
taxi818
Super Contributor

Re: QS with >5k limit


@Anonymous wrote:

@Anonymous wrote:

I PC'd a Platinum to QS earlier this year and EO has twice denied my request to upgrade to a WMC with a $4,500 CL.


@Anonymous: They wouldn't convert my QS MC @ 4500 to a WMC simply because my PC from a Plat to a QS counted as an upgrade and even EO can only do one upgrade every six months...  I'm guessing that was the case with yours.  

 

Oz


Exactly as I was saying. Every 6 months. Some reps think it's minimum 5k. But I know for sure its 3k for world. And 5k for elite. Good luck in any case. 

Message 11 of 17
SunriseEarth
Moderator Emeritus

Re: QS with >5k limit

It used to be the case that if you had a MC with a CL >$5K and PCed to QS, you'd get a WMC automatically.   Not sure if that's changed.   At one point, you did need a CL >$5K to get WMC for the QS, but it sounds like that might be a YMMV issue based on thread response.  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 12 of 17
Anonymous
Not applicable

Re: QS with >5k limit

Thanks for the info. If I get the CLI now, I'll calendar for 6 months to request upgrade.

I used to not care, but I HAPPENED to put our new phones onto the plat to get it done use from being SD'd and when mine was stolen/lost in the first 45 days I was SOL.
Message 13 of 17
Anonymous
Not applicable

Re: QS with >5k limit

I have a plain old platinum too. (my popsicle card.lol) Would love to get that changed to a WEMC & upgrade QS to QS sig.  It's just the waiting that drives you crazy!  

Message 14 of 17
sjt
Senior Contributor

Re: QS with >5k limit


@Anonymous wrote:
What kind of card would it likely be? WMC? WEMC? V? VS?

I have that old plat that I've requested pc thru EO and wondering what it might turn out to be?

From what I was told, because of Cap One agreement with Visa and MasterCard, when you product change their credit card it will not allow you to change the brand of the credit card, ie MasterCard to Visa and Visa to MasterCard.

 

MasterCard does not have limits on the various tiers of their card. Visa has a $5K minium for the Visa Signature Card.

 

Folks have been saying it takes a minimum of $4K to get a WMC and $5K for a WEMC.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Barclays: Arrival Premier WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 15 of 17
Anonymous
Not applicable

Re: QS with >5k limit

my 1 year old platinum mc was just upgraded to no fee quicksilver mc. 

 

it has $4,300 limit on it but I received the regular MC (not world, not WEC).

 

I actually thought it was being upgraded to quicksilver one mc with no fee, but upon receiving the card it's a quicksilver regular mc, now with chip and it's no longer a flat card (back to emboss and stuff).

 

Message 16 of 17
sjt
Senior Contributor

Re: QS with >5k limit


@Anonymous wrote:

my 1 year old platinum mc was just upgraded to no fee quicksilver mc. 

 

it has $4,300 limit on it but I received the regular MC (not world, not WEC).

 

I actually thought it was being upgraded to quicksilver one mc with no fee, but upon receiving the card it's a quicksilver regular mc, now with chip and it's no longer a flat card (back to emboss and stuff).

 


I would call to see if you can get it upgraded to a WC or WEMC.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Barclays: Arrival Premier WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.