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Question About Amex Charge Card First Billing Cycle

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ddemari
Super Contributor

Question About Amex Charge Card First Billing Cycle

I have been reading up on amex charge card  and when you pay. Is my logic correct... I am using my new card and online it says statement cut date is Sept 18th. So do I pay bill before Sept 18th or before the 2 nd statement cuts. I dont know why I am so confused about it! Without credit cards, I normally send online payments in once or twice in and pif but I want to not send constant amex payments in and just make one payment a month. 

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sean23
Valued Member

Re: Question About Amex Charge Card First Billing Cycle


@ddemari wrote:

I have been reading up on amex charge card  and when you pay. Is my logic correct... I am using my new card and online it says statement cut date is Sept 18th. So do I pay bill before Sept 18th or before the 2 nd statement cuts. I dont know why I am so confused about it! Without credit cards, I normally send online payments in once or twice in and pif but I want to not send constant amex payments in and just make one payment a month. 


Before the second statement cuts. When you get your first bill, you will see a "Please Pay By" date that is about 2 weeks from your closing date, but that is only a "Suggested" payment date. You have about 30 days to pay before its late. If you pay before the following statement is cut, you have paid on time. 

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