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Question about AMEX?

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Remedios
Credit Mentor

Re: Question about AMEX?

My EQ and EX have absolutely identical data, other than inquires. 

EQ has 0, EX has 4 ( only two are  scorable). 

27 points difference. 

 

Each CRA has small tweaks to algorithm. EX is not a fan of credit seeking. 

Message 21 of 24
Anonymous
Not applicable

Re: Question about AMEX?

@Remedios i see, i believe 7 on my inquiries are scoreable still. All within the last 12 months😬😬 

Message 22 of 24
Aim_High
Super Contributor

Re: Question about AMEX?


@Anonymous wrote:

@Remedios i see, i believe 7 on my inquiries are scoreable still. All within the last 12 months😬😬


Sounds like a good time to build a beautiful garden Smiley Wink

 

https://external-content.duckduckgo.com/iu/?u=https%3A%2F%2Fi.ytimg.com%2Fvi%2FQy7YUdlDKoQ%2Fmaxresdefault.jpg&f=1&nofb=1


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 23 of 24
Anonymous
Not applicable

Re: Question about AMEX?

@Aim_High  Just what I was thinking 

Message 24 of 24
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