Question about Amex offers

rgd51 · ‎10-17-2023

I only have 1 Amex card so I don't know if getting another one will give me more Amex offers. With chase I know I get different offers on each of my cards with them. Does Amex work like chase where each card has different offers available on each and the more cards you have, the more offers you get?

Hoben02 · ‎10-18-2023

It's the same set of offers across alll cards that I can see from my cards

Chase (CSP,CF,CFU,southwest premier)
Barclay(jetblue, arrival)
Bofa(US pride, premium, travel, cash, Suzy komen)
Citi(Premier, Double cash, Costco)
Fnbo(Mlife)
Amex(everyday, cash, Hilton)
Blockfi
Caesars rewards
Sofi
Gemini
Cap One Savor One

rgd51 · ‎10-18-2023

Then I guess the only benefit of getting another Amex card would just be more rewards categories?

K-in-Boston · ‎10-18-2023

Amex Offers do differ between cards, but only slightly and the majority of them appear across the board. There are often some that are available only on one or several of my cards and not all. The most recent example that comes to mind for me was a get xx% back up to $yy on Marriott that was only showing on my Blue Business Plus but would have been much better on one of my Marriott cards. Also that was a great reminder to always read the fine print, as it was only valid for North American properties and BBP has foreign transaction fees, so I did a double oops when I thought I was redeeming it.

It used to be quite lucrative at times when you could add the same offer to more than 1 card, but they changed it a while back so that you could only enroll one card in an offer.

imaximous · ‎10-18-2023

As already mentioned, you can only enroll in one offer even if it shows up on multiple cards.

The only way around it is by having authorized users. Then, each authorized user will also get to enroll the same way: 1 offer per entire card line-up. That is if same offer shows up for them.

Lou-natic · ‎10-18-2023

@K-in-Boston wrote:
Amex Offers do differ between cards, but only slightly and the majority of them appear across the board. There are often some that are available only on one or several of my cards and not all.

Same thing here, my BBP and Amazon cards definitely show mostly the same thing but the Amazon card gets better/more useful restaurant offers for me. The BBP food offers always seem to be for some boutique online nonsense that I would never bother with.

8/8/25

2/16/26

okurosetta · ‎10-20-2023

I have personally observed the majority of Amex offers to be the same across all cards, with the following differences of note:

Business cards tend to get business-oriented offers, such as with high spend thresholds or for common business expenses like shipping, but will also get offers that are more personal-oriented, such as on wine, underwear, clothing, etc
MR-earning cards seem to get the spend $x get $y back on hotel offers, e.g. spend $300 at Marriott get $100 back - of note, BBP seems to get the same ones as Green/Gold/Platinum (I used to think the cards with annual fees got better offers, but when I paid more attention this did not seem to be the case)
My Marriott Business card will see Marriott offers somewhat often, but I have held all four Hilton cards and the first and only Hilton offer to appear on a Hilton card was during the member week that ended a week ago
Business Platinum would get some Dell offers, but not the best ones like spend $200 get $40 back (probably too good with Dell credit)
Gold occasionally sees grocery-specific offers

This has just been my personal experience, of course.

Hybrid

Citi TYP (1cpp cashout option) | Citi Custom Cash - $13,700 | 5X TYP Top Category (Entertainment)

Citi TYP (1cpp cashout option) | Citi Custom Cash (1cpp cashout option) - $7,000 | 5X TYP Top Category (Pharmacy)

Citi TYP (1cpp cashout option) | Citi Custom Cash - $6,900 | 5X TYP Top Category (Dining)

Citi TYP (1cpp cashout option) | Citi Custom Cash - $6,200 | 5X TYP Top Category (Rotates - others are more fixed, this is whatever one category I may be missing)

Citi TYP (1cpp cashout option) | Citi Custom Cash - $13,700 | 5X TYP Top Category - No set plans but PC'd while I had the chance

Citi TYP (1cpp cashout option) | Citi Strata Elite - $15,500 | Primarily for SUB / maximizing Rewards+ 10% refund until it expires (for me)

Citi TYP (1cpp cashout option) | Citi ThankYou Mastercard - $7,500 | 5X TYP Gas, targeted spend offers

WF Go Far Rewards (1cpp cashout option) | Wells Fargo Autograph - $15,000 | 3X GFR Transit & Travel, 1:2 Choice transfer | Was originally BILT

WF Go Far Rewards (1cpp cashout option) | Wells Fargo Autograph - $4,500 | 3X GFR Transit & Travel, 1:2 Choice transfer | Was originally Propel

Cashback

Cashback | Discover It - $10,000 | 5% Cashback Quarterly Rotating

Cashback | Elan MCP via SouthState - $4,000 | 5% Cashback Recreation & Utilities

Cashback | OnePay CashRewards via Synchrony - $7,000 | 5% cashback Walmart for Walmart+ subscribers

Cashback | Shop Your Way 5321 Visa via First Bank & Trust - $2,200 | 5% cashback Transit

Cashback | Target Circle Card via TD Bank - $2,000 | 5% Discount Target

Cashback | USAA Cashback Rewards Plus - $12,000 | 5% Gas

Cashback | USAA Preferred Cash Rewards - $10,000 | Oldest account by far, kept active with recurring charge

APR

APR | Navy Federal Platinum - $50,000 | 12.24% APR - Lowest APR card, in case of emergency

0% APR | Synchrony Home - $5,600 | 0% APR on 6/12/24 months

Points

Alaska Mileage Plan | Bank of America Alaska Mileage Plan - $20,000 | Annual Companion Pass (grandfathered no spend required), Checked bag(s) included

Amex MR | American Express Blue Business Plus - $14,000 | 2X MR non-category

Amtrak Guest Rewards | FNBO Amtrak Guest Rewards Preferred - $20,400 | 3X AGR Amtrak, 2X AGR Travel & Transit, Annual Companion Pass

BILT Rewards | BILT Palladium - $12,000 | 2X BILT + 4% BILT Cash (used for Walgreens, Grubhub, and portal), Rent Day 4X

BILT Rewards | Rakuten American Express via First Electronic Bank (BILT payout option) - $12,000 | 4X BILT Rakuten

Choice Privileges | Wells Fargo Choice Privileges Select - $14,000 | 10X Choice, 5X Home Improvement Stores, 30k anniversary bonus

Delta SkyMiles | American Express Delta Plat Business - $20,000 | Requires using travel portal and monthly credits but giving whirl anyways

Hilton Points | American Express Hilton Honors - $10,000 | Holding to dodge Aspire annual fee and hope for upgrade offer

Hilton Points | Amex Hilton Surpass - $20,000 | Used for $15k spend annually to unlock second certificate

PenFed Points | PenFed Pathfinder - $10,000 | $100 ancillary domestic airline credit

PenFed Points | PenFed Pathfinder - $15,000 | $100 ancillary domestic airline credit

P2

APR Bonus | Citi Retail Home Depot - $12,000 | 6 month financing on $299+ everyday, 12/18/24 month financing often

AAdvantage | Citi AAdvantage MileUp - $20,000 | PC'd from Platinum to dodge AF now that American is used less often, but easy for P2 to keep miles active

Cashback | Amex BCP - $8,000 | 6% Streaming, Disney+ Bundle Credit

Cashback | Synchrony Amazon Store Card - $6,400 | 5% Amazon

C1 VM | Capital One Savor - $10,000 (AU; grandfathered no AF version) | 4X VM Cashback Dining, Entertainment, & Streaming, 3X VM Grocery

C1 VM | Capital One VentureOne - $20,000 | 1.25X VM all; Was downgraded from Venture X

IHG | Chase IHG Premier - $13,700 | 10X IHG, Anniversary Night Certificate

Marriott Bonvoy | American Express Marriott Bonvoy Business - $11,800 | 6X MB Marriott, Anniversary Night Certificate

Marriott Bonvoy | Chase Marriott Bonvoy Boundless - $20,000 | 6X MB Marriott, Anniversary Night Certificate

Chopping Block

Marriott Bonvoy | American Express Marriott Bonvoy Business - $1,100 | Closing late June 2026, will bleed my points and focus on P2 for Marriott as she has two cards

Cashback | Affinity FCU Cash Rewards - $7,500 | 5% Cashback Amazon & Bookstores

Amex MR (1.1cpp cashout option) | American Express Charles Schwab Platinum - NPSL | Close August 2026

P2 Chopping Block

Sonesta Travel Pass | BoA Sonesta - $19,000 | Closing August 2026, aiming to use points before then

Chase UR | Chase Sapphire Preferred - $11,800 | Closing August 2026 unless there is a refresh before then and it is positive for us

NoMoreDebt · ‎10-21-2023

definitely different across some cards. Ones like the BestBuy extra point per dollar or whatever it was is on my Everyday Preferred but they surely wouldn't allow it to be used with my Blue Business Plus where it would have been a total of 3 points per dollar. They know what they are doing..

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

GatorCowboyLion · ‎10-21-2023

Only 100 offers are available on Amex cards. If you "add to card" those 100, 100 more will become available. If you add those 100, more will come available. Our BCP currently has 345 offers added to card. I was unable to see the last 245 offers until I added the ones that were offered first. If you have multiple Amex cards, and one is sockdrawered, it may make sense to add all the offers you have no interest in to that card to prevent clutter. We have only one, so I used the script from the second link to automate the process:

https://milestomemories.com/this-cool-trick-lets-you-add-all-amex-offers-at-once/

https://gist.github.com/elado/69fa611d84305dea4b38801880743928

Turbobuick · ‎10-21-2023

@rgd51 wrote:
Then I guess the only benefit of getting another Amex card would just be more rewards categories?

In our case two cards means double rewards, but you have to activate each deal on each card. A month ago we each got $30 back for using our cards to pay insurance premiums. Free money x2. Still 90+% of Amex offers are meaningless to our lifestyle.