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Hey guys, I want to transfer all of my wife's CC debt to a lower APR card that I recently got approved for. However, she's not an authorized user yet and the I am the account holder.
Do you think NFCU will complete a transfer from an account that is in my wife's name?
And should I make the payment before completing the transfer?
Shouldn't be an issue.
A balance transfer is effectively like writing a check from your issuing bank, to the receiving bank.