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Question about Discover CLI.

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willwar14
Valued Contributor

Question about Discover CLI.

If you ask for a CLI and are denied, how long do you have to wait before asking again?

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 1 of 4
3 REPLIES 3
SouthJamaica
Mega Contributor

Re: Question about Discover CLI.


@willwar14 wrote:

If you ask for a CLI and are denied, how long do you have to wait before asking again?


Discover doesn't penalize you for applying whenever you feel like it. So you can apply whenever, without any negative repercussions for doing so.

 

If you don't want to waste your time, and just want to apply when you've got a good chance of it being granted, it seems the most likely interval is 91 days between CLI's.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 4
takeshi74
Senior Contributor

Re: Question about Discover CLI.


@willwar14 wrote:

If you ask for a CLI and are denied, how long do you have to wait before asking again?


If you're denied then don't just keep pressing the button expecting different results and don't just rely on time to fix things.  Start with the denial reason(s) and work on addressing the creditor's concern(s) with your credit.

Message 3 of 4
Anonymous
Not applicable

Re: Question about Discover CLI.

If denied, just wait for statement to cut again and then try again.

Message 4 of 4
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