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ok to start off with im 27 years old, I've had credit since 18 although my wife stupidly closed my longtime account. I have two new vehicles in my name and currently have one year left on both (thank god no more 900 a month on payments) im in the army so my salary is only like 30k a year. I have a citi diamond with a 7200 CL and recently got a barclaycard arrival plus world elite card with 5000 CL. I really am happy with the barclay,,the credit score is nice to be able to see. Mine shows to be 794 (when I got the first car the bank said I had a score of 810) guess it's because I got a vehicle, it was a POS so I took it back 6 months later and got a new one and then 6monthsafter that got another new one all without co signer. Debt to income prob is what killed me. Anways how can I jump up in CL or can I? I've been getting CL increase on the city every so often through asking but it's like 1200 every 6 months. Do I just need to get more cards and continue waiting it out? What should I try to apply for? I know to wait the 6 months after the Barclays. I keep utilization to like 3% so a higher limit would be nice to not just pay down all the time. 5000 limit sucks. I see everyone with like 30k limit and lower scores. Is it my income that's killing me? Thanks