Hi everybody. I just closed on my house on 4/29. As soon as I closed I was approved for the venture card (15k) discover it(12k) and lowes (2000, reconned to 12k). I have 2 other cap one cards, a fnbo card, a target and Macys card as well. I'm interested in the citi diamond preferred to transfer the $4000 spread out over my other cards but don't want to cause adverse action by opening too many new accounts along w a mortgage. Would it look bad opening 4 cards right after closing? Or do u think I would be ok opening the cdp and heading to the garden for a long, long time..
It's always a ymmv type thing. With the cards you listed, I don't.believe any of them are really at the top of the list for AA. I could be wrong. If you do it, I'd say go.for it now, just so you have more of a chance thst the recent inquiries, at least a couple of them might not be showing yet.
Total CL: $321.7k
UTL: 2%
AAoA: 7.0yrs
Baddies: 0
Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping