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Question about shared credit

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Anonymous
Not applicable

Question about shared credit

I've been able to bring my credit score up and increase my CLs by using the tips from this site. We are trying to do the same with my wife's credit. Would there be any benefit to adding her on as an authorized card user? I'm assuming that the balances and CL would show up on her credit report as well as mine, but does it report as a shared account?

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1 REPLY 1
takeshi74
Senior Contributor

Re: Question about shared credit


@Anonymous wrote:

Would there be any benefit to adding her on as an authorized card user? 


Only you can answer that.  How do the accounts you're considering adding her as an AU compare to her credit?  If they''re better they'll hlep.  If  they're worse they won't help.  There's no one-size-fits-all answer for questions like that.

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