Question on 2nd Disco Card

[Anonymous]

Thinking about applying for a second Disco card...... probably chrome but maybe miles.
Couple of questions. One is do you get cash back match or points match with the second card?
Second is if I decide in the future I only want one can I combine limits?

Thanks

[AverageJoesCredit]

Yes and Yes DJ. Being that the Miles card is a different brand, not sure on the Chrome, you would qualify for the double cash back or points , which ever the program uses . I understand that you can combine limits but i think you need 1 full year with your It before you can apply for the More card and get approved.

[kdm31091]

You can apply for a 2nd card and be eligible for any match offer, but you do have to have your first card for a year before they will approve a second.

[Anonymous]

Thx. I got an answer finally from CS. Said I would get cash back match on Miles, but you cannot combine limits. She never answered me on the chrome card. Also... I keep finding different answers on the combining question-so maybe this is an "ymmv thing depending on what CS agent you get"

I actually think I'd like the chrome card. I'd use my regular Disco for restaurants and gas for their respective quarters but I could still use the chrome card 3q's of the year.

Miles is a good card too though. Ahhh... 1st world problems. My 1 year anniversary is in 2 days, so I have time
To think about it I guess. If I get the miles I would get rid of gl CapOne card which I have wanted to do forever. That's a bonus for the Miles card.

Has anyone successfully combined limits?

Thx again

[AverageJoesCredit]

DJ, if used correctly isnt the Discover Miles card actually like a 3% cash back first year?

[joltdude]

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@AverageJoesCredit wrote:
DJ, if used correctly isnt the Discover Miles card actually like a 3% cash back first year?

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Why yes, yes it is... And iv heard rumors of even higher amounts of cashback.. Think (dont quote me on it) you can particpate in Discover Deals with the Miles.....

=)

[grillandwinemaster]

Discover Rocks!  I will probably go fo a 2nd card, probably "Miles," in 2018 or so.  Hopefully there 

still offering double your cash back.  

This double your cash back program has been a great marketing success for Discover.  I wonder

how many new accounts Discover has opened as a result of this marketing program?

[wasCB14]

I don't think I'd want a second Discover. I say that as someone with an old joint account on which it's a hassle to get a CLI.

I like my Discover, but their other cards are so similar that a second one would be superfluous once the 3% ends. If I could only get value from a card for a year, I might as well pick up something with a nice bonus.

[Anonymous]

Good point AJC...

CB14...guess it depends on how you use your cards. I made more on my cash back match than I have on any bonus. I should end up with about $397. I don't know if a card that will give me a $400 spend bonus, but if there is let me know.

[Anonymous]

Discover Delas really rocks and really make your cash back add up quick.