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Question on American Express CLI

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tom3
Established Member

Re: Question on American Express CLI

@AverageJoesCredit Thank you I appreciate the feedback. I am late with the credit thing...I use to be a cash and debit guy, too much Dave Ramsey podcasts in my younger days.

Message 11 of 12
coldfusion
Credit Mentor

Re: Question on American Express CLI


@Ficoproblems247 wrote:

I was in the same spot as you very recently and here's how it went down: Approved for Delta Gold 9/2019 at $1,000. Approved for 3X on the Delta card 2/2020 bringing it to $3,000. Applied and approved for BCP 5/2020 with SL of $2,000, immediately moved $2,000 more from the Delta to the BCP bringing it to $4,000 before it even arrived in the mail. Applied for 3X CLI 8/2020 which was the combination of the SL they gave me PLUS the extra amount I had transferred from my other card and was approved for the full amount bringing my BCP to $12,000. So to answer the question, yes, you can request the full amount including what you transferred over. Good luck, and let us know how it goes for further DPs on that process. Smiley Happy


This in itself was unusual as AMEX' policy has been to only allow CL to be reallocated from a donor card that is at least 13 months old.

 

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 12 of 12
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