Question on Amex backdating...

[score_building]

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@jefftca925 wrote:

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@Open123 wrote:

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@Bangs21 wrote:

Just applied and got approved for a zync card.  I was a cardholder in 1995. 

Will Amex backdate my new card?  Below is the card info currently on my experian report.

Account Name	AMEX
Account #	XXXXXXXXXXXXX
Account Type	Credit Card
Balance
Date Opened	2/1/1995
Account Status Closed         Mo. Payment         Close Account Details Past Due           Payment Status Paid satisfactorily         High Balance           Limit           Terms 1 Month         Comments Credit line closed-grantor request-reported by subscriber

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According to what I've read on here and various forums, you're card should report 1995 though it will read "11" on the card you receive.  When you log onto account summary, it'll report "Member since 1995."

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...and I assume every additional Amex-issued product will have the same opening date?

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Yep that's one of the coolest things about it

[Anonymous]

Ya'll almost have me talked into finding someone with a 30 year old Amex and have myself addded as an AU. 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[jefftca925]

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According to what I've read on here and various forums, you're card should report 1995 though it will read "11" on the card you receive.  When you log onto account summary, it'll report "Member since 1995."

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...and I assume every additional Amex-issued product will have the same opening date?

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Yep that's one of the coolest things about it

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Yee-Haw!!!  The only apps I'm gonna do in the future will be for Amex cards...but not for a while. 

[score_building]

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@jefftca925 wrote:

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According to what I've read on here and various forums, you're card should report 1995 though it will read "11" on the card you receive.  When you log onto account summary, it'll report "Member since 1995."

---

...and I assume every additional Amex-issued product will have the same opening date?

---

Yep that's one of the coolest things about it

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Yee-Haw!!!  The only apps I'm gonna do in the future will be for Amex cards...but not for a while. 

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Even the ones closed (to avoid fees, make room) will continue to benefit AAoA for up to ten years

[Open123]

So, if I'm inclined to, what's to stop me from just opening an Amex no fee card, never use it, and have it increase my AAOA?  I suppose, we'd have to look at the adverse effect of an inquiry taking on a new credit line juxtiposed by whatever potential score gains on the increase of account age.

[score_building]

They track usage very closely, so restraint is well advised but multiple products are possible even with relatively limited use.