Question on Chase Freedom bonus

uswala · ‎11-18-2014

Hi,

I have a Chase Freedom Card with my wife as joint holder. The card was opened in Oct 12 and I got $100 sign up bonus.

Also, last month my wife got a Chase AARP on her name and she is supposed to get $100 bonus as soon as she spend $500 on that. Now my question is if she applies for a Chase Freedom in her name will she receive the $200 bonus or not?

uswala · ‎11-18-2014

Any feedback on this?

CreditCuriosity · ‎11-18-2014

I would think you both would get the bonus... If yours was last month you should get it as people have already spoke about that.. With regards to your wife, she has a seperate ssn and a seperate account, I don't know why she wouldnt be eligible if she was to appy?

Focused10 · ‎11-18-2014

Yes, she should receive the bonus.

;

uswala · ‎11-18-2014

So Chase won't consider that she is going to get got one bonus from Chase AARP or they do not mind as long as it is a different product?

Ghoshida · ‎11-18-2014

@uswala wrote:
So Chase won't consider that she is going to get got one bonus from Chase AARP or they do not mind as long as it is a different product?

Chase allows multiple bonus across product lines, just not on the same product in less than 2 years.

You can open two cards and get two signup bonuses as long as you independently satisfy their spend threshold criteria. You can do the same thing with bank accounts as well (checking + savings bonuses).

In my experience, only AMEX seems to have started this rule of one bonus per cardmember, across all card, for life. Others can chime in and correct me (if there are other lenders with same policy, or if AMEX has changed their policy again).

uswala · ‎11-18-2014

What worries me most is the point (i) in their offer terms:

This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months.

As my wife is joint holder with me on my Freedom, I think they will consider her current member of Freedom. Or I am mistaken?

09Lexie · ‎11-18-2014

@uswala wrote:
What worries me most is the point (i) in their offer terms:
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. 
As my wife is joint holder with me on my Freedom, I think they will consider her current member of Freedom. Or I am mistaken?

You are mistaken. It's your bonus not hers, as an AU she was not rewarded the bonus.

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uswala · ‎11-18-2014

@09Lexie wrote:
@uswala wrote:
What worries me most is the point (i) in their offer terms:
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. 
As my wife is joint holder with me on my Freedom, I think they will consider her current member of Freedom. Or I am mistaken?
You are mistaken. It's your bonus not hers, as an AU she was not rewarded the bonus.

She is Joint Holder and not AU.

CreditCuriosity · ‎11-18-2014

Hmmmm...Didnt know they did joint with chase.. Call up someone other the a normal CSR and simply ask?