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Question on Joint card and hard pulls?

tag
Cprman
Contributor

Question on Joint card and hard pulls?

I'm looking to get a cap1 quicksilver visa as I'm liking the 1.5% cash back. I want to do a joint account. Is it better to open it myself first then add her (can I avoid a hard pull on her account then?) or will it not matter and I should just put both of us on it from the get go? Not too worried about approval we're both high 700s so that shouldnt be an issue.

5/08 EQ 696.....9/13 EQ 796.....9/17 EX 824, EQ 843
Amex Blue Cash 15K || PenFed Cash Rewards 18K || Chase Freedom 12K || Cap1 Quicksilver 15K || Amazon Prime 3.8K || Citi Double Cash 10.8K
Message 1 of 2
1 REPLY 1
09Lexie
Moderator Emerita

Re: Question on Joint card and hard pulls?

If its joint, it will not matter as far as HP's are concerned. If you add 'her' as AU only, then no hp.
Message 2 of 2
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