Questionr

[kc12286]

Your insurance company sounds a little strange. I've been making payments every month usually well above the minimum, but didn't have enough to pay it down all the way. The only issue is, I have a Chase Mastercard and a Amazon Visa also from Chase that are almost maxed, so I'm not sure Cap 1 or Commerce will approve a hike if they know about those two.

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@Anonymous wrote:
Well my util was at 98% and they still gave it to me. they probably only did it because I pay it off every 3 months and next month is the 3rd month so it will get paid off again. I use it to pay my insurance every quarter its strange, my insurance company gives a discount for paying every quarter but not every year - weird

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[Anonymous]

I don't think cap one looks at your other accounts as a basis for cli, they just care about your history with them it seems

[kc12286]

I'll keep that in mind. I'm thinking about checking my score again with Fico credit complete. It's expensive, but I haven't checked my scores in a while. Now that I know all those Freecreditreport/truecredit are FAKOS, I won't be using those anymore.

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@Anonymous wrote:
I don't think cap one looks at your other accounts as a basis for cli, they just care about your history with them it seems

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