Questions about Inquires?

[AverageJoesCredit]

I think when they deny someone with a 730 score and use the inquiry count as excuse its just the reason they use to deny. Might be more to their reasoning on denial. But its always nice to let the hps age, looking back at this year, i have way too many hps and sp cli requests. I wanna go 12 months free if i can remain strong

[Anonymous]

I made the mistake last year to check Auto refi rates early December. I was browsing on Lending Tree and wasn't aware they would have all of their "business partners" do a HP so I ended up with about 6 HP's on my CR......I was so mad it ding my score about 15 points.....I just noticed this weekend that it had been a year and I checked my EX score went up 7 points. also they are not showing on my CR anymore....Strange!

But good enough for me.

won' t make that mistake again.....it was costly and didn't even refi my car.

Sorry for the rant - just thought it would help on the HP's theme.