@Skye12329 wrote:@MoreRewards - Thanks
@Anonymous - I think so. Im not completly sure. However i did chat with Discover and they say it should report, the reason for the address needs to be mine is because im the Primary account holder.
I think you are missing my point. I'm aware that the cc has to be sent to you as the primary and Discover will report the card. My point, is simple will the data be enough for each CRAs to match your account number with an AU with a different last name and address.
For example, assuming your name is Jane Doe, residing at 1111 Main St. Your AU is Billy Smith at 5111 Anywhere Lane. Will the CRAs know that your Discover account should be matched with Billy's credit file?
@Skye12329 wrote:
@09Lexie wrote:
@Skye12329 wrote:@MoreRewards - Thanks
@Anonymous - I think so. Im not completly sure. However i did chat with Discover and they say it should report, the reason for the address needs to be mine is because im the Primary account holder.
I think you are missing my point. I'm aware that the cc has to be sent to you as the primary and Discover will report the card. My point, is simple will the data be enough for each CRAs to match your account number with an AU with a different last name and address.
For example, assuming your name is Jane Doe, residing at 1111 Main St. Your AU is Billy Smith at 5111 Anywhere Lane. Will the CRAs know that your Discover account should be matched with Billy's credit file?
I believe there will be enough information, if there isnt enough information what can the AU do? Should they go onto the bureau websites and update their information, or add an address?
You probably will be fine. Those that have reported issues with the data matching had non matching factors.
Iwould not suggest changing addresses.