Questions about my current opens accounts what should I do to close or not to close

[Joecooltech]

Okay so this year I have applied for JCP $300 LIMIT, PAYPAL SMART CARD $300, AMAZON CREDIT CARD $600. I know that all those hard iq are going to hurt my score in the short run. But what I am trying to do is add tramlines for when all the bad thing fall off next year from 7 and half years ago. I don't want my AAOA to go through the floor because of all that stuff falling off  I never plan on using these cards in fact I  lock them up when I got them.

In my wallet I have

Amex zync NPSL

GE mattress world 2,000 limit 0 balance

GE levins 2,500 limit 0 balance

GE lowes 600 limit 0 balance

Home Depot 1500 limit 0 balance

Credit one Bank 500 limit 100 balance

Capital One 300 limit 0 balance

I am also a AU on 5 more accounts that have zero balances. Question to you guys is is it better to have all this cards at zero balances for trade lines or just close some of these cards? How will the bank look at it if you open a account and never use it?

[Revelate]

Closing the cards would be worse than never using them for any future lender evaluating your report.

what's done is done re: new accounts and inquiries, you should use the cards occasionally to demonstrate activity.  Closing them is just going to look bad, and lenders will be able to see you never used the card, which cost them money.  You don't want that creeping into their minds when you're applying with them, because they may feel that you're just going to waste their money as well.  If a bank thinks you're going to cost them more money than you're going to earn them, there's probably no quicker way to a denial honestly.